My Frugal year

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Missymoo92

Considering she's usually going on about cherishing time with H being her last (and favourite) child, like you say I don't get why she's whinging about.. well spending time with her

I'm calling it now, she'll be bragging next week that H is swimming the Atlantic ocean back stroke - she's been boasting since H was 6 months old about her starting to walk
 

marjorytrashheap

Yes, I think there's now two different aspects to financial difficulties now, and you're quite right to point it out. There's the bog standard budget/plan/cook from scratch/look for the best deals advice you get on MoneySavingExpert type sites, but then there's the "resisting influencers/overconsumption" side of things which I do underestimate, because I don't experience it in that form. I have no problem not opening IG or TikTok for a month at a time because I don't really enjoy watching short videos, so the algorithm doesn't really know what to do with me and just advertises the London Dungeon at me all the time (don't ask me, I have no idea either). But I used to get suckered in hard by bloggers back in the day, because the written word accompanied by pretty pictures is apparently the way my brain is tickled. And they weren't employing these intense and insiduous selling techniques that we see now.

I absolutely agree that Clare hasn't actually addressed her issues around money and aesthetic items. And the annoying thing is that any time anyone points this out, she doesn't self-reflect; she just sulks, makes pass-agg posts, and carries on consuming, consuming, consuming. And encouraging others to do the same. I mean in what world is Hello Fresh a money saver? It's absolutely nuts.
 
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heretoreaditall2019

I love this comment & it’s made me so nostalgic for blogs 🥲 such a sweet and innocent time lol before the implosion of fast fashion (and the rest) & monetisation & #algos. It wasn’t perfect at all but the current situation is terrible.

Agree compleeeetely re the lack of accountability. I feel like this economy is encouraging us all to look at what is actually normal versus what we’ve been fed for the past decade & what’s sustainable not just for the planet but for us as people/households? Like rebasing our expectations in life in line with what the reality of our economy actually is. I’ve always been a very financially fearful person so I’ve thankfully not found myself in some of the situations you see on TikTok atm (by the grace of god go I / not judging anyone who has the odds are so stacked against us!!) but now am hyper conscious that there are so many additional things to consider as a financial decision maker for our household? Like the economy, inflation, mass lay offs, the housing market, global instability, etc, etc, and I find it bizarre when alleged financial influencers don’t talk about those things? It’s just like ok here’s my 15% off voucher or cash back app of the minute, or perpetuating (quite frankly dangerous) delusions about the property market with her algorithmically generated house valuation that means absolutely nothing. Idk what point I’m even trying to land sorry it’s just so shallow both in like… depth of focus and prioritising of stuff? Just relentlessly discussing how to shop “better” as if we were morons beforehand?! And yes re hello fresh, it has a time and a place but she’s got a large family so find it hard to believe it’s advantageous for her circumstances?!
 
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marjorytrashheap

Yes, bloggers were far from perfect and there was definitely a whole lot of monetisation there, but I was honestly protected from most of that because they seemed to buy everything from Target which we don't have here, lol. I definitely bought a couple of bottles of really rank essential oil that was definitely not essential though!

I think the anticonsumerism influencers are good, but I still don't think they get it. I've been watching a few "anti-influencer" videos this morning while I do a dull admin job at work, and while they make good points, I don't think they tend to tend to get at the heart of the problem. This video:


was was very good, and yet at the same time she waved around and discussed her 'yeti' bottle repeatedly, which is just as expensive as a Stanley cup! And there was a similar craze for them about a year ago which she doesn't address. There seems to be half a message of "yes we know we shouldn't be pandering to these trends" while ignoring that they either did in the past, or are STILL getting suckered in now. Shopping "better" is no solution when we don't need any of this stuff in the first place. Clare really shouldn't be using her own personal story as a cv for being a financial adviser, because what's the advice here? "I stopped spending my quite large salary on tat and...*coughgotabookdealthatpaidoffmydebtcough*...after that *coughhusbandgotabetterpaidjobcough*...anyway here's a link to an affiliate, byeeeee!"
 
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melonsandlemons

I’m going to start reporting her to the ASA, she forgets to mention she profits from the referral links.
 
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Missymoo92

So we've established ages ago that H is the golden child - made even more clear with this story about "what a joy" she is. But this one about her younger son? Ok Clare, so your middle child is obviously your least favourite fucking hell


 
M

melonsandlemons

The stories yesterday are just another example of how anyone who doesn’t agree or calls her out are labelled as ‘trolls’. It’s not trolling if you have a different onion to someone. Being held accountable for your actions when you’re enticing others into debt or profiteering from them does not make someone a troll.
 
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Anotherdayanotherwalk

So she's thinking of changing her Instagram handle, perhaps we could come up with some suggestions for her. My first offering is "Woe is me"
 
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heretoreaditall2019

The friend’s advice is the level of shade we give on the thread - in that you aren’t frugal so the frugal year schtick is inauthentic hence why you’re getting shit for it.

I cringe seeing her film purposefully in front of the lick samples. It’s so Instagram-y and consumer which was meant to be what she opposes!
 
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Neverheardofit

Coukd not agree more. She is really frustrating me. The financial impact of having children was "devastating" apparently.
 
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WhyYouCry?

LavaFlake said:
and repaint and redecorate, go to centre parcs, AND plan to save £10,000 this year! The sacrifices this girl has made wow x
Click to expand...
And that’s the thing isn’t it? She never did the work. Never made the sacrifices to pay the debt off. So I don’t know why anyone would take her seriously. The book deal bailed her out, and she’s still overspending.
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And her nails look like she’s been playing with the kids’ playdoh.
 
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LavaFlake

I try not to get personal but I will comment on her nails as they can be easily changed and say they look shit. What a waste of money.
 
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youguyzzz

The most interesting thing about her was that she was bad with money, but she got out of debt in the least relatable way possible. Nobody can learn from her story. Should we all get book deals through our media connections?
Now she's a middle class mum with a mortgage who does all the insta mum cliche spending because she can afford it on her higher than average self employed income.
She has no financial expertise and hasn't grown at all through getting out of debt.
What does she even talk about when she's hired for a panel? Baffling
 
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melonsandlemons

I always wonder what happens when insta dries up and they’ve got a £400,00 (first time!) mortgage to pay.
 
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LavaFlake

my favourite influencer thing is when they pretend people are asking them questions on instagram and then write every single one in an identical tone and style x
 
Reactions: 7
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