This might be useful for all to know: I’ve learnt that buying a car with HP is very handy when said car fails…. After 6 months of having my new car, it started having problems which the dealer tried to fix a few times, but were unsuccessful. We contacted the HP company and they advised us that we could reject the car, which we did, they cancelled the finance agreement and got our full £8k deposit back from the dealer, all wishing 2 weeks of rejection, and with little effort. Had we not had HP protecting us, we would have been stuck with the car and its problem!