Also you know what I can’t get my head around. The logic of it. He keeps talking about a monthly incentive, the more people that join this group the bigger the cash prize incentive will be. So say five people join, each paying £5 - that’s £25 in his pocket. How is he going to decide who gets the ‘incentive’? And surely that commenter is right - say he gets 100 people signing up and gets £500 one month, what if the month after only one person signs up - does that month’s ‘winner’ only get a fiver? Or is he trying to charge people £5 each month to keep the cash prize ‘level’, so to speak, so everyone gets an equal portion of cash as a prize?