Lucy Moon #2 the homeless homeowner is just Hours away from launching her new business

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sippingthetea

aplysia said:
How can they afford a car?!
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This!

The new car plus her tweets about the cost of the flat makes me even more confused how they're able to afford a new car. For context, assuming the Volkswagen is new, I bought a 2024 VW Jetta in the fall and it was roughly £16k, converted from my local currency less delivery costs/local tax. Layering on her lack of videos, etc. The only thing that comes to mind is perhaps she got a part-time job, but can't imagine her doing that.
 
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lyrabel

I mean I saw some discourse around influencers going back to (part time) work because they feel like Lucy that their job isn't giving them enough mental stimulation. And Lucy follows where everyone else goes so often that I would not be surprised.
 
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bcfc999

bcfc999

I hope she does go back to some kind of work - I haven't been a regular viewer of her content for years because it's got so boring and she seems so lost. I think it'd give her some purpose.
 
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kittymeowlondon

Himbeerchen said:
At least she admitted that she doesn't have the necessary depth of knowledge. So funny that she thought they were time consuming to make. What's her job again? CoNtEnT CrEaTor
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if shes missing writing essays why doesnt she go into substack ala niomi smart?
would anyone here read lucys if she did one?
 
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blue_bird

Sorry, can we go back to the fact that she tweeted that she doesn't own her windows?

Can someone more knowledgeable on property ownership explain this to me? I know that a freehold is better than a leasehold but am a loss about some of these things (in my defence I am nowhere near ready to buy a house!)
 
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!noseyparker!

!noseyparker!

blue_bird said:
Sorry, can we go back to the fact that she tweeted that she doesn't own her windows?

Can someone more knowledgeable on property ownership explain this to me? I know that a freehold is better than a leasehold but am a loss about some of these things (in my defence I am nowhere near ready to buy a house!)
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I assumed she meant that because she had a mortgage, she didn't own the windows - so she only owns the percentage of the flat that she paid for (so 10% or 20% or whatever downpayment she and her boyfriend could make) and the bank owns the rest.

Or she might have meant because of the leasehold she doesn't actually "own" the property fully. When you buy a house in the UK, it usually has a leasehold - so the owner of the land under the house has leased the right to the land, usually for eighty years or one hundred years or so. So for most people, this is not a problem as they sell the house before it gets to the end of the lease and needing to renew with the property owner. When a lease approaches the end, the price of the property drops because whoever buys it next will have to pay to renew the lease. If you own the freehold, it means you own it outright (well, you and the bank that owns your mortgage).

(Caveat: I am pretty sure based on my parents/ friends buying property in the UK that that's correct but I've tried to explain it to my american partner many times, as leaseholds don't exist in the US, and I've got more and more confused so I might be missing something).
 
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Orzosquarecaramel

!noseyparker! said:
I assumed she meant that because she had a mortgage, she didn't own the windows - so she only owns the percentage of the flat that she paid for (so 10% or 20% or whatever downpayment she and her boyfriend could make) and the bank owns the rest.

Or she might have meant because of the leasehold she doesn't actually "own" the property fully. When you buy a house in the UK, it usually has a leasehold - so the owner of the land under the house has leased the right to the land, usually for eighty years or one hundred years or so. So for most people, this is not a problem as they sell the house before it gets to the end of the lease and needing to renew with the property owner. When a lease approaches the end, the price of the property drops because whoever buys it next will have to pay to renew the lease. If you own the freehold, it means you own it outright (well, you and the bank that owns your mortgage).

(Caveat: I am pretty sure based on my parents/ friends buying property in the UK that that's correct but I've tried to explain it to my american partner many times, as leaseholds don't exist in the US, and I've got more and more confused so I might be missing something).
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Yeah that’s pretty much spot on - apart from it’s not just the actual land, it’s usually the building too. So in Lucy’s case I believe she owns her actual flat (well her and the bank) but not the building it’s in or the land it’s on. Hence not owning the windows. Quite a weird comment to make though as it’s extremely common in the London housing market to have a leasehold flat - majority of flats are leasehold here - but I’ve never heard of anyone complain about not owning windows before!
 
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blue_bird

Right, thank you! I've heard of ground tax too with flats so this makes a weird kind of sense.

Is anyone surprised that she hates where she lives after a year? She had the same attitude for every rental property she's lived in since moving to London and I feel like she went from nice big, airy, light filled spaces to more and more awkward shaped flats.
 
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lyrabel

blue_bird said:
Right, thank you! I've heard of ground tax too with flats so this makes a weird kind of sense.

Is anyone surprised that she hates where she lives after a year? She had the same attitude for every rental property she's lived in since moving to London and I feel like she went from nice big, airy, light filled spaces to more and more awkward shaped flats.
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Not really surprised as her other flats were a lot nicer and more spacious..
 
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aplysia

Her "5 to 9 after 9 to 5" video, omg. She is truely at the end of her "career". I knew going in that she didn't understand the concept of this trend because it's about people showing how they try to have a life despite a full time work week. So her "work" now includes planning content and "sourcing" furniture. Of course the video is a big fat undeclared ad for lounge wear. Everything she talks about after, you can just tell that she spends way too much time being absorbed with herself and barely gets outside stimulation. Her health talks become weirder and more esoteric by the minute and she seems deeply lost without Jack there. I know journal prompts are a thing but she can't even come up with things to journal about (except that she needs to pee?). Yet, she is happy with "pulling back" and not putting pressure on herself. Which pressure? Clearly not the pressures of actually working 8 hours daily.
 
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charlavail

Not the 5-9 after 9-5 girl WHAT 9-5??? pls give her a week of a real job where she has to show up at 9am and leave at 5pm she wouldn't last
 
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lisafreezy

yeah it was an evening routine video, the 5 to 9 after 9 to 5 trend is something different lol
 
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lyrabel

Agree with everything said about the 9-5/5-9 thing.. she never quite get's it right these days. Guess her fear of social media and stupidity was not off..
Did anyone else catch that she said they can't properly heat the downstairs area in winter so she's just in bed in the evenings? This flat..
 
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Tom_Nook

Tom_Nook

Do influencers know that new unwashed clothes are 'omg so soft guys' because they're coated with some kind of detergent during the manufacturing process? I hear it so often when someone puts new clothes straight on and is going on about how they're sooooo soft.

The idea of her job being 9-5 is hilarious when she's shown herself wandering museums, socialising, going for lunches etc in the middle of the day during vlogs. One of the perks of working for yourself must be that it's flexible, so own it! Don't pretend to do a 9-5 every day if you don't need to.

Is she using a serum that's been open for 5/6 years? It definitely sounded like it.
 
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blue_bird

Tom_Nook said:
The idea of her job being 9-5 is hilarious when she's shown herself wandering museums, socialising, going for lunches etc in the middle of the day during vlogs. One of the perks of working for yourself must be that it's flexible, so own it! Don't pretend to do a 9-5 every day if you don't need to.
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Couldn't get past 5 minutes, not when she's decided that furnishing her flat now counts as content so researching furniture is part of her "work" day. I swear to god influencers are insufferable!
 
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