intheindustry
VIP Member
Just found your post, my 18yr old has a car, on a provisionally licence. Insured on a learner policy but if/when she passes (likely to be July) but I’m getting the most horrendous quotes for a 5k car. Thoughts? I’ve tried Tesco, comparing websites etc.You can legally insure your vehicle on a provisional licence, the insurance will be cheap due to the fact you can only drive with an insured driver with a licence of 3 years.
However, be prepared for a HUGE increase in premium and excess when you change from provisional to full.
Depending on age you will have the following:
Inexperienced drivers excess & new drivers excess usually £250 each plus below 25 you will have young drivers excesses.
It pays to read your policy documentation as it’s a daily argument for us insurance handlers especially compulsory and voluntary.
I just insured my car for £470 through Admiral fully comp I have a box for at least 6 month but if I insured on provisional it was like £200 for the year but excess is £1000 voluntary and 250 new drivers excess. I lose this next year.
If anyone needs help with car insurance feel free to @ me.
The best advice I can give anyone is be honest, if you make a claim and forget anything you will be refused indemnity and your policy may be void from inception.
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