I think she said there was other health stuff going on which can sometimes make it harder to get cover, but like you said its usually a case of paying more. With the house hunting I got the impression that they had unrealistic expectations and weren't willing to bid for something that wasn't living up to their vision. In this market somethings gotta give, you end up paying more for something less than you dreamed of, or go for something smaller, needs more work, further out...usually there is something you need to compromise on unless you have a big budget. They said they would take a break for a year or two, I can understand getting to that point but my feeling is there going to have less choice in a year or two's time.