They definitely paid for everything up until she got together with Louis. Raya went to university in London and she showed her central London apartment once which was ridiculously spacious and had high end furniture. She also mentioned during their UK van trip that she traveled all over Europe during those uni years and not seeing anything of the UK because of it. Clearly all paid for by her parents as she wasn't working. Then she moved back to NYC and lived in a really fancy Manhatten apartment with her friend Lilly who she met at boarding school. She was working 2 hours a week as a freelance caterer at the time and taking weeks off frequently to follow Louis on his travels. Again, those 2 hours a week don't pay for a Manhatten apartment and international travel. I assumed that they were supporting her until very recently because Raya was casually jetting off to Italy for a few days to go shopping with her mum and often flying to LA or NY which gets mentioned casually in videos now and then.I admit I don't know that much about Raya, but did her parents financially support most of her lifestyle? I remember her saying in a video that as soon as they got married, Louis became the main/sole earner or something like that. I thought it was weird cos she had her own stuff going on but as soon as they got married she just...stopped earning money?
Unless they have a huge amount of savings or secret investments it's hard to believe how much they can afford. After spending most of their savings on the whole Costa Rica venture (their words), I don't get why they would choose to live in one of the most expensive cities to live in. Especially in a house that big. Maybe there's some secret investments we don't know about? idk
Louis' parents supported them financially too by buying their van and letting them use it for free now, obviously.