The advice thread for random problems

[Purrrrrrr]

Another DFS fan here. They make good stuff. It lasts and it's fashionable but not overly if that makes sense. Also the credit is a fixed rate if you went down that route. I've only ever done 'debt' (pay to own) for two things. A car and a sofa. I haven't regretted either. Just remember your to measure because they look a lot smaller in the massive showrooms and you don't want to end up with a room v sofa ratio issue .

I remember my first microwave in the 80s .I bought the biggest in the huge store and when I unpacked it it almost filled up my kitchen


My daughter got her sofa from DFS her three children are all gymnasts and use the sofa for all their jumps she has had it for 9 years and it still looks lovely. too big for a her new home though.

 

[Piff paff puff]

Going to give myself some hair layers later with the kitchen scissors
Envisaging it may not go to plan. Anyone got any thoughts?

 

[Poptart]

Going to give myself some hair layers later with the kitchen scissors
Envisaging it may not go to plan. Anyone got any thoughts?

My thoughts are go to a hair salon

 

[1181carmenta]

Going to give myself some hair layers later with the kitchen scissors
Envisaging it may not go to plan. Anyone got any thoughts?

Please for your own good, do not do this absolutely use hairdressing scissors if you must x

 

[Piff paff puff]

The hair worked out
It was just too lighten my head and get rid of decades old dead hair and my head feels soooooo much lighter

 

[al255]

So.

I was driving at Asda last month, i think I hit a car (scuffed it) but when I got out to check I think it was just the post and not a car and I’ve had an email / calls off my insurance saying someone has claimed.
Now - I’ve not admitted I’m at fault cos I’ve just said I’m not sure if I was there, the Asda they’re talking about is a while off me and I wouldn’t generally to unless I needed something urgently. please nobody have a go, I don’t want to admit I might have scuffed it cos I genuinely thought i hit the post. My car didn’t have any damage on it.

All they’ve got is my reg, and not sure if they’ve got any cctv either. They’re waiting for more information. I really don’t want to lose the 1 year of no claims I’ve got, 2 in October….. my insurance will go up to around £800 again. Has anyone been in this situation? Thank you x

 

[Purrrrrrr]

So.

I was driving at Asda last month, i think I hit a car (scuffed it) but when I got out to check I think it was just the post and not a car and I’ve had an email / calls off my insurance saying someone has claimed.
Now - I’ve not admitted I’m at fault cos I’ve just said I’m not sure if I was there, the Asda they’re talking about is a while off me and I wouldn’t generally to unless I needed something urgently. please nobody have a go, I don’t want to admit I might have scuffed it cos I genuinely thought i hit the post. My car didn’t have any damage on it.

All they’ve got is my reg, and not sure if they’ve got any cctv either. They’re waiting for more information. I really don’t want to lose the 1 year of no claims I’ve got, 2 in October….. my insurance will go up to around £800 again. Has anyone been in this situation? Thank you x

You think you hit a car but you don't think you were there either.? is it where you thought you hit a car? if its where you thought you hit a car then my guess is you probably did hit the car.

If you don't want to lose your no claims then pay for the car damage out of your pocket.

 

[WilmaHun]

So.

I was driving at Asda last month, i think I hit a car (scuffed it) but when I got out to check I think it was just the post and not a car and I’ve had an email / calls off my insurance saying someone has claimed.
Now - I’ve not admitted I’m at fault cos I’ve just said I’m not sure if I was there, the Asda they’re talking about is a while off me and I wouldn’t generally to unless I needed something urgently. please nobody have a go, I don’t want to admit I might have scuffed it cos I genuinely thought i hit the post. My car didn’t have any damage on it.

All they’ve got is my reg, and not sure if they’ve got any cctv either. They’re waiting for more information. I really don’t want to lose the 1 year of no claims I’ve got, 2 in October….. my insurance will go up to around £800 again. Has anyone been in this situation? Thank you x

If you think you hit a car, and the claim has now come through then chances are you did hit the car? I'm not sure where the confusion is.

Is there any way you can try to resolve it outside insurance? If it's a tiny scuff then chances are it will be cheaper to pay for it to be resolved yourself, that way you keep your no claims bonus too..

 

[JoeBloggs]

So.

I was driving at Asda last month, i think I hit a car (scuffed it) but when I got out to check I think it was just the post and not a car and I’ve had an email / calls off my insurance saying someone has claimed.
Now - I’ve not admitted I’m at fault cos I’ve just said I’m not sure if I was there, the Asda they’re talking about is a while off me and I wouldn’t generally to unless I needed something urgently. please nobody have a go, I don’t want to admit I might have scuffed it cos I genuinely thought i hit the post. My car didn’t have any damage on it.

All they’ve got is my reg, and not sure if they’ve got any cctv either. They’re waiting for more information. I really don’t want to lose the 1 year of no claims I’ve got, 2 in October….. my insurance will go up to around £800 again. Has anyone been in this situation? Thank you x

As the other two have said, if you think you hit the car and now someone else is claiming you did and has your reg, the likelihood is that you did. How can you now not be sure you were there? Were you there or not? Did you go to the asda?

Either contact the driver yourself and cover the costs to have it done, they guy who hit my car did this via his insurance and I got £200 and my car fixed to not claim on my policy so it may be worth speaking to your insurer to see if thats an option?

 

[al255]

I can’t get the details of who it is, they won’t give them to me. But I honestly don’t think I hit any car, I’ve got no damage on my car. But they’re then saying I’ve hit it, the car park was pretty empty and there was nobody around to even witness it. So I’m wondering if they’re just trying to claim for precious damage or something. My insurance said unless they’ve got concrete proof it won’t hold.

I’ve got told to not admit anything or say I was at the Asda

 

[WilmaHun]

I can’t get the details of who it is, they won’t give them to me. But I honestly don’t think I hit any car, I’ve got no damage on my car. But they’re then saying I’ve hit it, the car park was pretty empty and there was nobody around to even witness it. So I’m wondering if they’re just trying to claim for precious damage or something. My insurance said unless they’ve got concrete proof it won’t hold.

I’ve got told to not admit anything or say I was at the Asda

But you were at the Asda, no?

I'd just think of it this way - if someone hit your car you'd expect and want them to be honest about it to get it resolved.

 

[al255]

But you were at the Asda, no?

I'd just think of it this way - if someone hit your car you'd expect and want them to be honest about it to get it resolved.

I was at the Asda, BUT this is my issue. Surely if I’ve hit a car my car would have damage on it? So I’m denying everything to my insurance.

can anyone help with how long these things take to resolve?

 

[Mamacita]

I was at the Asda, BUT this is my issue. Surely if I’ve hit a car my car would have damage on it? So I’m denying everything to my insurance.

can anyone help with how long these things take to resolve?

Not necessarily. Also you're saying you think you hit a post so you're basically stated you hit something whether it was a car or a post

 

[WilmaHun]

I was at the Asda, BUT this is my issue. Surely if I’ve hit a car my car would have damage on it? So I’m denying everything to my insurance.

can anyone help with how long these things take to resolve?

It would be a very strange coincidence if it turned out you hadn't hit the car... after you'd already thought you had AND got out to check...

I have bumped into a car previously, their car had a big scuff on the bumper, mine showed barely anything to the natural eye. It wasn't until my bf shone a torch on it you could see tiny little scratches on mine.

Insurance claims can take months to resolve. My colleague had an accident that wasn't her fault in March this year, claimed on the other persons insurance and is STILL awaiting a new bumper to come into stock.

 

[saltandvinegarcrisps]

I was at the Asda, BUT this is my issue. Surely if I’ve hit a car my car would have damage on it? So I’m denying everything to my insurance.

can anyone help with how long these things take to resolve?

Not necessarily, if you had hit a post then you'd more likely have damage to your car. Sounds like you've hit it and in denial for some reason, you were at the asda , hit 'something' and if it was a post you'd have a dent in your car but you don't,.. and clearly been caught out now. Someone will have seen you.

 

[JoeBloggs]

I was at the Asda, BUT this is my issue. Surely if I’ve hit a car my car would have damage on it? So I’m denying everything to my insurance.

can anyone help with how long these things take to resolve?

No true at all.

Denying it, is actively causing fraud. You think you hit someone's car and now you have to deal with the consequences. 1 years no claims is nothing really. As they have your registration, clearly someone saw you.

Insurance claims can take months to resolve. My colleague had an accident that wasn't her fault in March this year, claimed on the other persons insurance and is STILL awaiting a new bumper to come into stock.

It took my dad 3 years to resolve a claim, because the claimant denied it. My dad eventually won and all his costs.

 

[Ingognito.Queen]

Just made a mistake in work - nothing major and it was easily fixed. I work hard and take pride in my work and I like my job. My boss looked disappointed in me.

I burst into tears in front of the office.

I am mortified and feel pathetic.

 

[Kim Mild]

I can’t get the details of who it is, they won’t give them to me. But I honestly don’t think I hit any car, I’ve got no damage on my car. But they’re then saying I’ve hit it, the car park was pretty empty and there was nobody around to even witness it. So I’m wondering if they’re just trying to claim for precious damage or something. My insurance said unless they’ve got concrete proof it won’t hold.

I’ve got told to not admit anything or say I was at the Asda

It is possible that someone saw you hit a post and is trying to claim from you for damage they already had, I wouldn't put it past people to be so devious.

I would probably follow the advice of your insurance company if they have advised you not to admit fault.

 

[Snowjoke]

So.

I was driving at Asda last month, i think I hit a car (scuffed it) but when I got out to check I think it was just the post and not a car and I’ve had an email / calls off my insurance saying someone has claimed.
Now - I’ve not admitted I’m at fault cos I’ve just said I’m not sure if I was there, the Asda they’re talking about is a while off me and I wouldn’t generally to unless I needed something urgently. please nobody have a go, I don’t want to admit I might have scuffed it cos I genuinely thought i hit the post. My car didn’t have any damage on it.

All they’ve got is my reg, and not sure if they’ve got any cctv either. They’re waiting for more information. I really don’t want to lose the 1 year of no claims I’ve got, 2 in October….. my insurance will go up to around £800 again. Has anyone been in this situation? Thank you x

I would be very careful here. You’ve noted that you hit the post so that would lead me to think there would be a high possibility that you’ve hit the car too and just didn’t see the damage. The fact that your insurance company have contacted you about it means they already have your details, either from CCTV or someone near by that may have seen you hit the other vehicle and left the owner a note with your registration number - this happens a lot.

Not having a go but I would be very careful how you play this with your insurer as if they are successful and it’s a valid claim you could be flagged for leaving the scene knowing that you’ve caused damage to property and another vehicle. If a valid claim goes in this will be highlighted to your insurance and it won’t look good. It also could make it hard for you to obtain insurance elsewhere in the future if it goes down this route

ETA I have experience in this field before anyone thinks I’m having a go

 

[Snippysnips]

So.

I was driving at Asda last month, i think I hit a car (scuffed it) but when I got out to check I think it was just the post and not a car and I’ve had an email / calls off my insurance saying someone has claimed.
Now - I’ve not admitted I’m at fault cos I’ve just said I’m not sure if I was there, the Asda they’re talking about is a while off me and I wouldn’t generally to unless I needed something urgently. please nobody have a go, I don’t want to admit I might have scuffed it cos I genuinely thought i hit the post. My car didn’t have any damage on it.

All they’ve got is my reg, and not sure if they’ve got any cctv either. They’re waiting for more information. I really don’t want to lose the 1 year of no claims I’ve got, 2 in October….. my insurance will go up to around £800 again. Has anyone been in this situation? Thank you x

Unfortunately if they have your details then you are just going to have to own up to it, even if your car shows nothing then it doesn't mean you didn't hit there's, my mum hit a car an there was nothing on the car, we took it to a garage an they said underneath was wreaked, it seems like they have probably gotten asda to get cctv footage if they have managed to get the reg if there was definitely no one around an being confusing on the phone by trying to say you don't feel you hit the car but the pole an now you didn't even think you were there is going to raise red flags to the insurance company