I’ve just renewed my pet insurance. My boy is getting on a bit now (he’s 9

) so my main priority was making sure the limit on the vet fees covered was the highest possible as the older they get, the more likely it is that they’ll need complex and costly treatment if something crops up. I went for £10,000 of cover with £125 excess and that includes lifetime cover for long term illness. You might also consider things like PTS and cremation, which I think you can only claim for if your pet is below a certain age, but something to keep in mind. Horrible to think about, but practical.