Not yet, I'll give them a try thanks, I always forget about these sites
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Can anyone tell me how mortgages work?
We are looking to buy our first home but the house we are looking at needs some work doing and carpeting. Is it possible to borrow additional money on the mortgage to cover this or do we need to go down a different route? How are the funds released? Would it be to my bank or to a solicitor ?
We are looking to buy our first home but the house we are looking at needs some work doing and carpeting. Is it possible to borrow additional money on the mortgage to cover this or do we need to go down a different route? How are the funds released? Would it be to my bank or to a solicitor ?
Mortgage will only cover the cost of the house as per the home report. Anything else as well as any funds for offers over is your own cash. As far as I know the funds are exchanged directly through legal, as in - you don't ever see the money.
Apologies for the length.
I live in a flat and have new neighbours who live directly below me. They’re young, I’d guess mid-late twenties at best, and also from another country. I can’t quite place the accent but that’s irrelevant, what’s relevant is that there is likely a language barrier.
Since they moved in less than a week ago they’ve been blaring music throughout the day. So loud that it vibrates my floors and can be heard from every inch of my flat. It’s not constant but it’s a lot. I’m usually home from work around 5pm and it can be on and off until 10/11pm. There has been one or two days where there hasn’t been any music at all.
I want to approach them about it as my last neighbour was the same and it made my life hell until she finally moved out a few months ago. I live alone and look younger than I am so feel quite vulnerable. I also don’t live in a great area, there’s a lot of break in’s both in homes and shops, junkies, drug dealers etc which makes me feel even more vulnerable and a bit of an easy target. I will be selling my flat for obvious reasons but probably not for another year or two due to costs.
I don’t want to be a fool about it but I also don’t want to let them take the piss. I’ve been miserable in my own home since I bought it due to my last neighbour and would like to have some sort of peace for the next couple of years. I don’t expect silence but I do expect a bit of common decency and respect from others in the building.
They don’t seem like very friendly, approachable people and I have a strong feeling they may be drug dealers (spotting them is a talent I have obtained since living here
). The constant smell of weed, people coming and going all day and night, flashy car and head to toe designer clothes were the first signs. There was also an instance at the weekend, so a couple of days after they moved in, where someone targeted the flat and attempted to smash the windows in.
Would it be ridiculous if I put a note through their door asking them to keep the music down? I don’t want a face to face interaction due to feeling vulnerable and don’t want them to know it’s me and be the face of the complaint. I’m also a bit worried that it might come across more rude than I intend to be due to the language barrier so thinking it might be better written down.
I’m aware I’m overthinking it but my last 4 years here have been hell on earth due to a multitude of reasons. The council and police have never been interested in helping me and I’m fed up of feeling defeated and depressed in the place I’m supposed to call home.
I live in a flat and have new neighbours who live directly below me. They’re young, I’d guess mid-late twenties at best, and also from another country. I can’t quite place the accent but that’s irrelevant, what’s relevant is that there is likely a language barrier.
Since they moved in less than a week ago they’ve been blaring music throughout the day. So loud that it vibrates my floors and can be heard from every inch of my flat. It’s not constant but it’s a lot. I’m usually home from work around 5pm and it can be on and off until 10/11pm. There has been one or two days where there hasn’t been any music at all.
I want to approach them about it as my last neighbour was the same and it made my life hell until she finally moved out a few months ago. I live alone and look younger than I am so feel quite vulnerable. I also don’t live in a great area, there’s a lot of break in’s both in homes and shops, junkies, drug dealers etc which makes me feel even more vulnerable and a bit of an easy target. I will be selling my flat for obvious reasons but probably not for another year or two due to costs.
I don’t want to be a fool about it but I also don’t want to let them take the piss. I’ve been miserable in my own home since I bought it due to my last neighbour and would like to have some sort of peace for the next couple of years. I don’t expect silence but I do expect a bit of common decency and respect from others in the building.
They don’t seem like very friendly, approachable people and I have a strong feeling they may be drug dealers (spotting them is a talent I have obtained since living here
). The constant smell of weed, people coming and going all day and night, flashy car and head to toe designer clothes were the first signs. There was also an instance at the weekend, so a couple of days after they moved in, where someone targeted the flat and attempted to smash the windows in.Would it be ridiculous if I put a note through their door asking them to keep the music down? I don’t want a face to face interaction due to feeling vulnerable and don’t want them to know it’s me and be the face of the complaint. I’m also a bit worried that it might come across more rude than I intend to be due to the language barrier so thinking it might be better written down.
I’m aware I’m overthinking it but my last 4 years here have been hell on earth due to a multitude of reasons. The council and police have never been interested in helping me and I’m fed up of feeling defeated and depressed in the place I’m supposed to call home.
Oh you poor thing. That sounds like absolute hell. It’s awful when home doesn’t feel like a safe place anymore.Apologies for the length.
I live in a flat and have new neighbours who live directly below me. They’re young, I’d guess mid-late twenties at best, and also from another country. I can’t quite place the accent but that’s irrelevant, what’s relevant is that there is likely a language barrier.
Since they moved in less than a week ago they’ve been blaring music throughout the day. So loud that it vibrates my floors and can be heard from every inch of my flat. It’s not constant but it’s a lot. I’m usually home from work around 5pm and it can be on and off until 10/11pm. There has been one or two days where there hasn’t been any music at all.
I want to approach them about it as my last neighbour was the same and it made my life hell until she finally moved out a few months ago. I live alone and look younger than I am so feel quite vulnerable. I also don’t live in a great area, there’s a lot of break in’s both in homes and shops, junkies, drug dealers etc which makes me feel even more vulnerable and a bit of an easy target. I will be selling my flat for obvious reasons but probably not for another year or two due to costs.
I don’t want to be a fool about it but I also don’t want to let them take the piss. I’ve been miserable in my own home since I bought it due to my last neighbour and would like to have some sort of peace for the next couple of years. I don’t expect silence but I do expect a bit of common decency and respect from others in the building.
They don’t seem like very friendly, approachable people and I have a strong feeling they may be drug dealers (spotting them is a talent I have obtained since living here
Would it be ridiculous if I put a note through their door asking them to keep the music down? I don’t want a face to face interaction due to feeling vulnerable and don’t want them to know it’s me and be the face of the complaint. I’m also a bit worried that it might come across more rude than I intend to be due to the language barrier so thinking it might be better written down.
I’m aware I’m overthinking it but my last 4 years here have been hell on earth due to a multitude of reasons. The council and police have never been interested in helping me and I’m fed up of feeling defeated and depressed in the place I’m supposed to call home.
There’s minimum risk in sending an anonymous letter of course, as long as you’re careful not to disclose any identifying details - eg don’t get too specific on your location in relation to their apartment.
I’d certainly give them the opportunity to address it before escalating. But if that fails, do you know the landlord or letting agents and could you contact them directly if so?
What Is Classed as Noisy Neighbours and How to Deal with Them? | Ellis & Co
Learn about how to handle noisy neighbours. Our guide offers practical tips, including mediation options, landlord involvement, and how to file a complaint.
www.ellisandco.co.uk
When I had issues with my previous neighbour I contacted the council but they were pretty useless. They advised they would send a warning letter first but when I called back for an update a few weeks later (and to report no change) they told me no letter had been sent and there was no record of my complaint. They said they would send out another letter but I don’t believe it happened. They also refused to send someone out from the noise team (blamed covid restrictions even though there were none at this point) and told me to call the police if it keeps happening. I don’t think they wanted to deal with it because it’s private rent.Oh you poor thing. That sounds like absolute hell. It’s awful when home doesn’t feel like a safe place anymore.
There’s minimum risk in sending an anonymous letter of course, as long as you’re careful not to disclose any identifying details - eg don’t get too specific on your location in relation to their apartment.
I’d certainly give them the opportunity to address it before escalating. But if that fails, do you know the landlord or letting agents and could you contact them directly if so?
You may have already seen such info, but it seems to sum up your rights quite well.What Is Classed as Noisy Neighbours and How to Deal with Them? | Ellis & Co
Learn about how to handle noisy neighbours. Our guide offers practical tips, including mediation options, landlord involvement, and how to file a complaint.
I did have to call the police a few times for noise and domestic violence concerns but again, they were also pretty useless and failed to show more than once.
I haven’t been able to find details of the landlord or letting agency. When I knew the previous neighbour had moved out I checked out all websites I could think of to see if it was advertised for rent again but nothing ever came up. I think it’s being rented out to people they know, hence similar circumstances, rather than being advertised professionally.
I guess I should take comfort in the fact that I know the end is in sight. This isn’t a forever situation and I will be out of it soon enough, although I do worry about who my neighbours will be wherever I move to next. It’s sad that my experience of buying my first property has been tainted by this but hey, we live and learn.
Thank you for the advice
I’m not sure what there even is to learn from this as it’s all so outside your control! And you can research neighbours in a new place before buying again but they can change overnight. You’re really at the mercy of luck unless you live somewhere very remote and I can say (as someone who has lived both city and rural) that’s not without its challenges either!When I had issues with my previous neighbour I contacted the council but they were pretty useless. They advised they would send a warning letter first but when I called back for an update a few weeks later (and to report no change) they told me no letter had been sent and there was no record of my complaint. They said they would send out another letter but I don’t believe it happened. They also refused to send someone out from the noise team (blamed covid restrictions even though there were none at this point) and told me to call the police if it keeps happening. I don’t think they wanted to deal with it because it’s private rent.
I did have to call the police a few times for noise and domestic violence concerns but again, they were also pretty useless and failed to show more than once.
I haven’t been able to find details of the landlord or letting agency. When I knew the previous neighbour had moved out I checked out all websites I could think of to see if it was advertised for rent again but nothing ever came up. I think it’s being rented out to people they know, hence similar circumstances, rather than being advertised professionally.
I guess I should take comfort in the fact that I know the end is in sight. This isn’t a forever situation and I will be out of it soon enough, although I do worry about who my neighbours will be wherever I move to next. It’s sad that my experience of buying my first property has been tainted by this but hey, we live and learn.
Thank you for the advice
I wouldn’t let past experiences deter you from contacting local authority again. Sometimes it can all depend on who’s working that day. And I imagine there were a LOT of noise complaints during covid so their resources won’t be as stretched now. Worth a try anyway
Me again - sorry! My son has decided who he wants to invite to his birthday party and there’s a few new names on there, and it seems as though they’ve come from the SEND unit at school, where my son has his extra lessons. of course I have no issue inviting these kids but I want to make sure everyone has a nice time- so is it socially acceptable for me to put “please let me know of any dietary requirements or additional needs” on the invite? Then I’ll have a better idea if I need some quiet space, or to turn the music down etc.
If I had seen that on an invite in the past I would have thought it was a caring and thoughtful thing to say. I'm sure the parents will be over the moon that their children are invited tbh, based on my previous experience.
Thank you! I thought people would be okay with it, I just fret about social things. I also wasn’t sure if the phrasing was okay. My son has always struggled making friends so as long as he wants them there so do I
If it was me, I’d just ask them face to face in a nice way to turn their music down a wee bit. If they are drug dealers, the last thing they will want is police or any type of authorities turning up at their door to tell them there’s a noise complaint. I know it might be very intimidating for you, but at least they will know that you’re not afraid to approach them and ask them to be considerate.Apologies for the length.
I live in a flat and have new neighbours who live directly below me. They’re young, I’d guess mid-late twenties at best, and also from another country. I can’t quite place the accent but that’s irrelevant, what’s relevant is that there is likely a language barrier.
Since they moved in less than a week ago they’ve been blaring music throughout the day. So loud that it vibrates my floors and can be heard from every inch of my flat. It’s not constant but it’s a lot. I’m usually home from work around 5pm and it can be on and off until 10/11pm. There has been one or two days where there hasn’t been any music at all.
I want to approach them about it as my last neighbour was the same and it made my life hell until she finally moved out a few months ago. I live alone and look younger than I am so feel quite vulnerable. I also don’t live in a great area, there’s a lot of break in’s both in homes and shops, junkies, drug dealers etc which makes me feel even more vulnerable and a bit of an easy target. I will be selling my flat for obvious reasons but probably not for another year or two due to costs.
I don’t want to be a fool about it but I also don’t want to let them take the piss. I’ve been miserable in my own home since I bought it due to my last neighbour and would like to have some sort of peace for the next couple of years. I don’t expect silence but I do expect a bit of common decency and respect from others in the building.
They don’t seem like very friendly, approachable people and I have a strong feeling they may be drug dealers (spotting them is a talent I have obtained since living here
Would it be ridiculous if I put a note through their door asking them to keep the music down? I don’t want a face to face interaction due to feeling vulnerable and don’t want them to know it’s me and be the face of the complaint. I’m also a bit worried that it might come across more rude than I intend to be due to the language barrier so thinking it might be better written down.
I’m aware I’m overthinking it but my last 4 years here have been hell on earth due to a multitude of reasons. The council and police have never been interested in helping me and I’m fed up of feeling defeated and depressed in the place I’m supposed to call home.
What summer outfits does everyone wear with bigger boobs? I got a few new summer dresses, not a single one fits my boobs
I go 50s inspired- cut off trousers, then a shirt over a light cami or crop top. Personally I think whoever decided maxi dresses were a thing, should be shot. Also I love t-shirt dresses and cycle shorts or fitted shorts.What summer outfits does everyone wear with bigger boobs? I got a few new summer dresses, not a single one fits my boobs
Has anyone used a home teeth whitening kit and would recommend something? I looked in the mirror today and was quite ashamed at how yellow my teeth are at the moment 
I used the Crest 3D before my wedding! About £30-40 for a months supplyHas anyone used a home teeth whitening kit and would recommend something? I looked in the mirror today and was quite ashamed at how yellow my teeth are at the moment
crest 3DHas anyone used a home teeth whitening kit and would recommend something? I looked in the mirror today and was quite ashamed at how yellow my teeth are at the moment
Agree with crest though the place I used to order it from (haven’t used in ages cause I keep forgetting or are too busy) closed down 
I used them, too! Never had an issue with them but will have to research before trying another place, thankfully I’ve not long finished a box.Agree with crest though the place I used to order it from (haven’t used in ages cause I keep forgetting or are too busy) closed down
I ordered some on Thursday from white strips direct. I'll let you know if they turn up!
I got something called ‘my sweet smile’ from Amazon. It kept popping up on Facebook and the comments said that it was good so I decided to try it! It’s a powder that you brush with for 4 minutes.Has anyone used a home teeth whitening kit and would recommend something? I looked in the mirror today and was quite ashamed at how yellow my teeth are at the moment
I do think it has made a difference, but I think I have lost a lot of enamel from brushing my teeth too hard over the years. They also left the glue on my teeth when they removed my fixed braces as a teenager so any remaining glue is now discolored too. So it’s not as straight forward with my teeth as I would like it to be!
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