Just found this thread and have to say that I have never earned anywhere near take home pay of £2,200 nor needed to pay £1,600 a month rent/mortgage. I live within my means, have never (luckily) gone without or been in debt. This nurse needs to consider her finances.
There have been some very good points made in this thread that I'm still reading through. Having spent 11 years working in the NHS I think the problems need resolving with management. There are far too many Chiefs earning fat cat salaries, who can't sort out issues.
Nurses chose their profession as they are caring people who want to help others. But there are far too many "occasional" days taken training, thereby reducing staff on wards. Whilst I agree with keeping up with procedures, etc, whenever I spoke to the nurses they felt there were some who were almost bullied into undertaking more training, yet others had their training cancelled at the last minute due to staff shortages.
Overtime is crazy and contradictory. Perhaps a nurse can clarify if this still happens. Contracted work is one thing, then extra hours are worked when short staffed, up to a maximum of ?? Hours a week. However, many nurses also belong to agencies (called Bank Nurses) and also work additional hours through bank nursing - which costs the NHS even more money.
If the simple fundamentals were dealt with correctly then it would encourage more people to join the profession, retain staffing levels, keep staff happy, not overworked, whilst saving money and using it to pay nurses more.