How much do you save?

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Tricham

Lyds26 said:
THIS!!!! I save quite a bit but we don’t go out to restaurants every night, I’m not saving for anything special but I know there might be a time when I can’t save.
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Yeah, it definitely helps that my husband and I are both very much homebodies - we do go out when invited but we really just enjoy being at home in the evening!
 
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U

urghwhy

I'm aiming for 20% each month if/when I can. I want a house but it seems to far out of reach I am in the North already
 
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Not fussed

Absolutely nothing

I pay all my bills and childcare fees the day I get paid and have nothing left for the month.

My nan died this month and I don't even know if I have the money to get flowers for the funeral
 
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L

Lyds26

louj91 said:
Absolutely nothing

I pay all my bills and childcare fees the day I get paid and have nothing left for the month.

My nan died this month and I don't even know if I have the money to get flowers for the funeral
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So sorry to hear about your Nan passing away x
 
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D

Death2unicorns

louj91 said:
Absolutely nothing

I pay all my bills and childcare fees the day I get paid and have nothing left for the month.

My nan died this month and I don't even know if I have the money to get flowers for the funeral
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my childcare fees eat up so much of our outgoings too, roll on the 30 free hours! Then I feel bad for wishing my daughters babyhood away

sorry about your nan x
 

Not fussed

Death2unicorns said:
my childcare fees eat up so much of our outgoings too, roll on the 30 free hours! Then I feel bad for wishing my daughters babyhood away

sorry about your nan x
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Can't wait until the 30 hours start. When I go back to work I'll be paying for 2 lots and I don't know how I'm going to do it.
Even with sibling discount and using tax free childcare I'll be left earning £6 a day at work. Just got to scrape by for 4-5 months till the free hours start

Thank you x
 
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L

Lyds26

£6 a day? Sorry to sound stupid here but I don’t have kids, is childcare that expensive?
 

Not fussed

Lyds26 said:
£6 a day? Sorry to sound stupid here but I don’t have kids, is childcare that expensive?
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The nursery we use is actually pretty reasonable, it's £37 a day. A lot can be £50+

But once my second goes, I get a 10% sibling discount. Then I use the tax free childcare account which gives you £2 for every £8 you pay in so I'll be paying roughly £56 a day (assuming my maths is right)
And my salary works out roughly £62 a day
 
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D

Death2unicorns

Yea
Lyds26 said:
£6 a day? Sorry to sound stupid here but I don’t have kids, is childcare that expensive?
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yes, it is very expensive, my nursery is 42 a day, she goes four days a week, but I am in the north and that’s actually very cheap compared to elsewhere in the country
We are actually priced out of having a second child because we can’t afford childcare for two children and by time my little girl doesn’t need the childcare I’ll be too old
 
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D

Deepsigh2018

Lyds26 said:
£6 a day? Sorry to sound stupid here but I don’t have kids, is childcare that expensive?
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Yes childcare is so expensive before receiving the 30hours free I would have to pay £900 for nursery and £200 for school clubs for my eldest. ( I've just rounded the numbers to the nearest hundred) even now with the 30 hours I still have to pay £400 as the 30 hours only covers 4 days I believe or maybe 3 and doesn't include meals plus I have to pay extra to drop my child off early. Thankfully I work term time so don't have to pay extra to cover the holidays.
 
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H

Han___

We *try to save £1000 a month - long term project is for a kitchen extension in a couple of years, we’ll also dip into this pot for holidays.
 
H

Hc68759

It varies. Sometimes only £20 per month if I have loads of outgoings (tax bill, holiday to be paid for etc). Other times it can be £500 if I spend the month at home doing nothing after work. My partner usually saves around £500 per month.
 
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N

Newbie

My husband and I both save £200 a month in to a help to buy ISA. We save £50 a month into each child's account and £100 a month in to our joint savings account for emergencies!

So about £500. Some months we put more in, depending on how much we've worked!
 
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