Omg this discussion is such bad Tory vibes
I said if all the things listed don’t apply then you are privileged, I didn’t assume anything even having both your parents, having any kind of job, receiving benefits to help look after you - is a privilege not everyone has.And for those wondering my family actually grew up on benefits, neither went uni and neither were in well paid jobs. The fact you’ve assumed the opposite “speaks volumes”
I mean I’ll take it as a compliment that I’ve decided to take my own path, thanks x
Omg this discussion is such bad Tory vibes
Not moderating the thread but I suspect the airing of the house purchase and good Tory values was enough for some, those of us who have read anything in the last decade get it, thankfully.Being able to be politically apathetic also reeks of privilege.. just saying
(I’ll stop now, promise )
Not reallyBeing able to be politically apathetic also reeks of privilege.. just saying
(I’ll stop now, promise )
It totally depends on what job you have, where you live while youre saving, and also where you live location wise.Wow I think you need to work on your attitude
Simple, we prioritised. We bought our flat in our mid 20’s having both worked at university alongside studying, before going straight on to grad jobs.
We don’t go on fancy holidays as we’ve prioritised having a home, we don’t really go clubbing and we eat sensibly. We usually go for a meal each week at a nice restaurant but other than that we take lunch to work etc. It’s pretty easy to save if you want to.
Many people buy lunch every day - over a year assuming £5 lunch and a 5 day working week thats £1,200 (5 days, allowing for 20 days holiday). People pay £50 a month for phones, pay crazy money for cars on finance, spend money on takeaways and it all adds up
Just noticed your usernameHouse prices are crazy we just sold our 3 bed terrace for 248… close to beach but not a great area, we are buying a 3 bed 8 miles away with better schools for 425k I don’t know whether to laugh or cry. This is in Dorset.
We got our first flat 135k at 24 with our own money, we didn’t go to uni just went straight to work with a 90% mortg sold for 155k & got this home for 189k. We will have a big mortgage but need to be close to work & good schools .
Just read the other comments & might delete this now
Yeah I would or you’ll get called a ToryHouse prices are crazy we just sold our 3 bed terrace for 248… close to beach but not a great area, we are buying a 3 bed 8 miles away with better schools for 425k I don’t know whether to laugh or cry. This is in Dorset.
We got our first flat 135k at 24 with our own money, we didn’t go to uni just went straight to work with a 90% mortg sold for 155k & got this home for 189k. We will have a big mortgage but need to be close to work & good schools .
Just read the other comments & might delete this now
No need to delete it - literally nothing wrong with what you have said. I don’t think anyone was meaning there was a problem with having an expensive property in general.House prices are crazy we just sold our 3 bed terrace for 248… close to beach but not a great area, we are buying a 3 bed 8 miles away with better schools for 425k I don’t know whether to laugh or cry. This is in Dorset.
We got our first flat 135k at 24 with our own money, we didn’t go to uni just went straight to work with a 90% mortg sold for 155k & got this home for 189k. We will have a big mortgage but need to be close to work & good schools .
Just read the other comments & might delete this now
40k?? You just need to work harder according to some here!I've saved up in excess of 40k during my years working but house prices are so mental that as a single person I can't even get a 1 bed flat in the area I live in because the maximum mortgage I'd get lent is far less than that of that which would cover property in the area. It's stupid.
Finally someone else speaks senseBoth my nieces and my sister have saved like mad in the last year, to pay a deposit for their houses. They stayed at home, paid rent to their parents and saved the rest of their wages. My sister works for the police, crazy hours and shifts and her and her boyfriend have just moved into their their 2 bed house. If you have a job and can save, its hard work but it can be done. As somebody else said, you have to prioritise. I also appreciate that not everybody can do it if you're already renting.
What about those people that are in low paid jobs and their wage just about covers their essential bills? Should they prioritise saving for a house over feeding their children?Finally someone else speaks sense