Cupcake12
VIP Member
We both have decent wages and got a mortgage almost problem free! My husband bought a house when he was 21 that he rents out so they needed loads of details from that. They offered us double what we were asking for but to be able to afford it we had to pay over 35years with no money to play with or enjoy!! We took what we needed and got a 24yr mortgage (shaved off a year interest cos why not!) So they often give you more money but over a longer term which for people obsessed with certain postcodes they would rather that!