The £248k is not earnings. It’s assets. It’s how much the company has left in the bank once it’s bills are paid on 31/7/20. Her bills were £110k and I would surmise most of that would be corporation tax which is 19% of profit. Profit is not earnings either, that is the final amount after all her expenses have been paid.Amber lied about her success & how big her 1M Mispap deal was for publicity, due to jealously trying to out do others from Love Island like Molly Mae. She boasted in interviews that she is now a millionaire which was all fake pr lies. Her company - ARG PROMOTIONS LTD - Earnings since LI after tax & expenses - £248,688 includes £25k winnings. Still a lot for doing very little but far from a million + as she claimed. ( You can check any UK Ltd. Company accounts online at Companies House website - so they ultimately cannot fake it/ lie about their success. Just type in their names.)
Amber Flexx Ltd - her fitness plan app has only one director - Angela Squire, so it is not even owned by Amber at all as made out - more lies for publicity as she is just paid to promote it by others. That’s why her Instagram is full of ads for it & it is a fake fitness journey -exaggerated weight loss with the obligatory bad before photos con. Amber has the same manager now as Ferne McCann, who coincidentally brought out her identical fitness plan the same week as Amber. 2 for 1 deal. Her Instagram live workout yesterday was pitifully amateurish- poor sound, full glam make up with fake lashes & she couldn’t do the exercises properly. Only gullible idiots would buy it when you can get better for free from experts on you tube.
Currently lying trying to hide she is still in Dubai since before Christmas, 3 months+ with her drug dealer jailbird boyfriend, Rory - lied again for PR damage control spin about dumping him & not knowing about his past despite dating him for than over a year.
Yet her naive stans still believe Amber is a 100% genuine innocent ‘Queen’ who never lies for publicity, money & fame - who would never fake it to make it & only went on a famous TV show looking for Love. She lied again about the break up to cash in & get sympathy publicity by swiftly selling exclusive to the The Sun - headline based on Loveisland catchphrase ‘I’ve got a text’. Then quietly admitted in a later interview 2 months later after Greg had got back lash / cancelled, she wasn’t dumped by text after all & it was as he said it - gradual discussions as it wasn’t working & calls not a text out of the blue. Yet still dragged him/ set him up to immaturely to get revenge for not getting her own way & mad as being in a couple makes a lot more money & fame, as she knew she had lost out on cash. On her best behaviour on LI camera, we still saw her immature, bitchy mean bullying personality, she has become even more intolerably bratty, rude & conceited to work with, since the post show fame & money has gone to her head.
Amber always nastily falls out / dumps anyone that is no longer useful to her - she blanked her old friends in Newcastle since LI. Including Mart Tweedy - her former BFF who brilliantly ran her social media when she was in the villa which helped her win. He randomly did a podcast with Alison Hammond last year & said they no longer speak / friends anymore. Amber has wasted her winners popularity by being lazy, partying hard with her low life scum Criminal bf - more bad decisions / more scandal is inevitable. Brands will now preemptively avoid working with her for being problematic/ too risky especially after her Misspap launch drug scandal as well. No current brand deals in a year since dropped by Misspap, unlike the other islanders who are all still busy. True character & the Truth always comes out in the end.
New to Tattle Life? Click "Order Thread by Most Liked Posts" button below to get an idea of what the site is about:
The £248k is not earnings. It’s assets. It’s how much the company has left in the bank once it’s bills are paid on 31/7/20. Her bills were £110k and I would surmise most of that would be corporation tax which is 19% of profit. Profit is not earnings either, that is the final amount after all her expenses have been paid.
Total Assets - £361,994
minus all Taxes & Expenses
Total Money Left in Bank : Net Assets - £248,622
( Net assets is basically her take home pay that she is then free to spend / invest etc..)
This was her first year out of the villa ( usually any winners most lucrative) including the completion of her 1 M Misspap deal 6 month contract & has had no lucrative big Brand deals since.
At no point did she make or become a millionaire as she boasted about in numerous interviews from Oct 2019 onwards. So Amber Lied by exaggerating her success / new wealth for publicity & fame.
minus all Taxes & Expenses
Total Money Left in Bank : Net Assets - £248,622
( Net assets is basically her take home pay that she is then free to spend / invest etc..)
This was her first year out of the villa ( usually any winners most lucrative) including the completion of her 1 M Misspap deal 6 month contract & has had no lucrative big Brand deals since.
At no point did she make or become a millionaire as she boasted about in numerous interviews from Oct 2019 onwards. So Amber Lied by exaggerating her success / new wealth for publicity & fame.
Attachments
Last edited:
No one answered my initial Q so I'll take that as a no haha
Still not true. You haven’t got her income statement. You don’t know if she’s paid herself a salary. That wouldn’t show you if she had taken out £1m as a salary, as it would be an expense on the IS. Additionally, to avoid tax, every single expense goes through. For some people this includes all clothes and makeup as it’s part of their job. It is impossible to tell from a balance sheet alone how much she has earned.
Income statement is a detailed breakdown of income payments adding up to the Current Assets total ( cash in bank & in hand - total income received) - £362K as listed in this summary. You cannot just take out a million or any money from a Company before you pay any tax on it. It has to be declared first in current assets total ( £362 K) then minus the corporate tax, social security & any expenses as listed as totals in this summary - what’s left is Net Assets. If she paid herself a salary it would be listed or within of the detailed expenses breakdown - including hair, make up & clothes / beauty treatments/ travel/professional fees costs expenses etc.. Expenses Total in summary - £43,000.
See attached previous LI winner, Dani Dyer’s summary for 2020- v similar amounts to Amber. Current assets £269k - Net assets - £215K. It’s the income figures they really get not the over the top exaggerated PR spin net worths in the press.
Celebrities set up these limited companies to only pay 19% corporate tax on their income, instead of paying high personal income tax rates- 20% - £12,5k - £50K / 40% - £50K -£150k & 45% on over £150,000+. It’s legal tax avoidance saving them a lot of money. Many have multiple companies for different work - such as Molly Mae has 3.
Amber just set a new one on 2 Dec 2020 - ARG SKINCARE LIMITED- no current assets. She hasn’t launched her skincare company.
Fans believe these £1M Deal headlines but all these fashion deals are paid on meeting of approx 5 sale targets - each target increasingly more difficult to get paid the full amount. First payment is guaranteed (maybe approx. £200,000) then so on. Depends on individual contract terms. No company just hands over £1 MIllion cash straight away to a 22 year old with no experience - like any salary you have to earn it & do the work. If your collection sells out & hits every target throughout the contract period, you can get paid the full amount. Amber’s apparently did not sellout even the launch collection flopped or meet any of the other sales targets, that’s why Misspap did not renew her contract as it was simply not successful- poor return for their investment. Not surprising as her clothing collections were awful & unwearable. The same group PLT & Boohoo renewed Molly Mae & Maura’s contracts since because they hit their sales targets & successful. Amber’s poor sales is probably reason why she hasn’t got any other fashion brands deals since.
See attached previous LI winner, Dani Dyer’s summary for 2020- v similar amounts to Amber. Current assets £269k - Net assets - £215K. It’s the income figures they really get not the over the top exaggerated PR spin net worths in the press.
Celebrities set up these limited companies to only pay 19% corporate tax on their income, instead of paying high personal income tax rates- 20% - £12,5k - £50K / 40% - £50K -£150k & 45% on over £150,000+. It’s legal tax avoidance saving them a lot of money. Many have multiple companies for different work - such as Molly Mae has 3.
Amber just set a new one on 2 Dec 2020 - ARG SKINCARE LIMITED- no current assets. She hasn’t launched her skincare company.
Fans believe these £1M Deal headlines but all these fashion deals are paid on meeting of approx 5 sale targets - each target increasingly more difficult to get paid the full amount. First payment is guaranteed (maybe approx. £200,000) then so on. Depends on individual contract terms. No company just hands over £1 MIllion cash straight away to a 22 year old with no experience - like any salary you have to earn it & do the work. If your collection sells out & hits every target throughout the contract period, you can get paid the full amount. Amber’s apparently did not sellout even the launch collection flopped or meet any of the other sales targets, that’s why Misspap did not renew her contract as it was simply not successful- poor return for their investment. Not surprising as her clothing collections were awful & unwearable. The same group PLT & Boohoo renewed Molly Mae & Maura’s contracts since because they hit their sales targets & successful. Amber’s poor sales is probably reason why she hasn’t got any other fashion brands deals since.
Attachments
Wow, as all the tea/ info is being spilled.
Looks like Amber’s had her top lip done subtly - her recent IG photo with no make up/ no filter on her pout looks a lot bigger than before. She used to over line her lips a lot to make them look bigger with make up on but now she has naturally big lips? Before Loveisland/ on it, her top lip was naturally thinner than her bottom lip like her Mum’s. It did look like she had a little bit done before in early 2020 as her top lip was more puffy suddenly but definitely looks like it now. Trend is get lip filler on top to fix a gummy smile / even out a smile so it’s a possibility as part of her getting her teeth fixed with Invisalign.
[ Here are some before photos to compare, in the black dress is from 2016. With her Mum on This Morning & at a Awards show in Sept 2019 & 1st Jan 2020 with just lip gloss on & no over lining - top lip a lot thinner than her bottom]
She has advertised on IG many times for Dr Escho clinics having facials/ laser in London & Dubai. He is a Cosmetics doctor who’s speciality is Botox & subtle natural lip augmentation such as Cupid brow lift / nano droplet technique. He is conveniently working in Dubai at the moment.
Looks like Amber’s had her top lip done subtly - her recent IG photo with no make up/ no filter on her pout looks a lot bigger than before. She used to over line her lips a lot to make them look bigger with make up on but now she has naturally big lips? Before Loveisland/ on it, her top lip was naturally thinner than her bottom lip like her Mum’s. It did look like she had a little bit done before in early 2020 as her top lip was more puffy suddenly but definitely looks like it now. Trend is get lip filler on top to fix a gummy smile / even out a smile so it’s a possibility as part of her getting her teeth fixed with Invisalign.
[ Here are some before photos to compare, in the black dress is from 2016. With her Mum on This Morning & at a Awards show in Sept 2019 & 1st Jan 2020 with just lip gloss on & no over lining - top lip a lot thinner than her bottom]
She has advertised on IG many times for Dr Escho clinics having facials/ laser in London & Dubai. He is a Cosmetics doctor who’s speciality is Botox & subtle natural lip augmentation such as Cupid brow lift / nano droplet technique. He is conveniently working in Dubai at the moment.
Attachments
Sorry you are totally wrong. Completely off the mark.
Her company could make £1m in a financial year & she could pay out e.g. £500k in salary or pension in expenses to herself. This would be shown as expenditure in the profit & loss. We would never see this, as P&L isn’t shown for small businesses on companies house.
The net worth / balance sheet (current assets) is only a snapshot of what is left (assets-liabilities) on that day the accounts are produced. E.g Amber could have taken £500k out in weekly / monthly salary during the 12months therefore that would never appear on the balance sheet......
I loved Mart running her page he was so funny! I’m shocked they fell out
Anyone know if Amber’s partner is a good dad ? How old is the kid?
He’s been in Dubai for ages. Is he a dead beat dad?
Last edited:
Please stop believing everything the Tabloid Press prints with it’s fake PR Spin ‘£1 M Deal’ headlines & now trying to spin it to justify where the 70% ‘missing’ money gone with the illogical claims she has just taken a massive salary, which makes no sense tax wise. Clearly she never made over a million last year.
These are the yearly accounts overview - from 31st July 2019 to 2020. Any additional Profit + Loss expenditure not shown will be minimal amounts so it can all be below any tax free thresholds. Plus Limit to what you can claim as a Loss expenditure for just one employee / this type of work. No other complicated P+L exp. to be claimed for not selling any products / no other employees/ no equipment / no shop or office premises etc.. As any Director’s Salary taken will have to pay full personal income tax on it, therefore only a token Annual Salary will be taken as the aim is to be below the £12.5K tax free threshold to avoid paying anymore than 19% tax on her money - the whole point of having this Limited Company. Tax free threshold for a pension is £40K a year. If she took ‘£500K+’ she would have to pay 40% on over £50K & 45% income tax on over £150K. This would be wasting her money by paying more tax. Her main income/daily expenditure will come from what’s left sum - the Net Assets Total - £248K / up to £20K a month annually.
Single employee, freelancer small businesses like this, these annual balance sheets are good simple overview & show approx 85%+ of all possible received income, apart from mainly the one token salary/ pension basic essentials - approx. £60K additional to Current Assets Total shown, all the rest has been accounted for in Totals. Other Creditors / all Expenses claimed are tax free - Total listed (£43K). Social Security & other taxes Total (£12K) is also tax free which will include Pension/ National insurance contributions.
Check the Annual Balance sheet - it all adds up. Current Assets Total minus Social Security & other taxes Total & minus Other Creditors / Expenses Total = Total to be taxed.
£362 K - ( £12K + £43K )= £307K
19% Corporation Tax of 307K = £58K
Total Corporation Tax to be paid as listed = £58K
£362K - £113K (Creditors Total including C.Tax) =
Net Assets Total : £248,622
It’s still a great annual income for any 23 year old just not Million+ as claimed. It’s in line with all the other Love Islander’s as shown by Dani Dyer’s Balance Sheet. Anyone with any basic knowledge of the fashion industry knows how these deals work & they never get paid the headline full amounts for just a few photo shoots / IG posts. Need to sell a lot of cheap £10 dresses to make any profit if giving away millions to reality tv stars every year. Besides if she was a millionaire as claimed, she wouldn’t be flogging the embarrassing diet plan for cash now & afford to be more selective. Many celebrities get into financial difficulties trying to fake / keep up with the millionaire lifestyle for their Instagram fame/ fans expect to see.
I have no interest in this ‘celebrity / influencer’ or how much money they are worth.
I am simply saying, your understanding of a P&L (which isn’t shown on companies house for small businesses like Amber’s) and a Balance Sheet are totally wrong.
I have no interest in whether Amber had £1m of income in the year, however if she did and during the financial period this was taken out in either Directors Salary (normally a small amount) or Dividends then this would not appear on the abbreviated BS (the version available online) at all. Therefore going on the info available online alone you really have no idea how much income the company generated.
Again, the BS only shows you what the assets & liabilities are at that moment in time.
Amber could easily have taken X amount in dividends during the year and we would have no idea.
Again, I have no interest in whether she made £1m or not (highly unlikely) however simply stating we don’t know for sure.
Why’s this thread turned into the Financial Times I just wanna call Amber CHALDISH
Can we all just agree she’s a twit and move on?
Can we all just agree she’s a twit and move on?
Honestly. I’ve been reading this thread like 
Anyone have any non financial tea?
Anyone have any non financial tea?
This thread made me realise why I needed that maths gcse 
I agree, definitely looks like she has had her lips done like all the other Love Islanders - top lip is now bigger than her bottom.Wow, as all the tea/ info is being spilled.
Looks like Amber’s had her top lip done subtly - her recent IG photo with no make up/ no filter on her pout looks a lot bigger than before. She used to over line her lips a lot to make them look bigger with make up on but now she has naturally big lips? Before Loveisland/ on it, her top lip was naturally thinner than her bottom lip like her Mum’s. It did look like she had a little bit done before in early 2020 as her top lip was more puffy suddenly but definitely looks like it now. Trend is get lip filler on top to fix a gummy smile / even out a smile so it’s a possibility as part of her getting her teeth fixed with Invisalign.
[ Here are some before photos to compare, in the black dress is from 2016. With her Mum on This Morning & at a Awards show in Sept 2019 & 1st Jan 2020 with just lip gloss on & no over lining - top lip a lot thinner than her bottom]
She has advertised on IG many times for Dr Escho clinics having facials/ laser in London & Dubai. He is a Cosmetics doctor who’s speciality is Botox & subtle natural lip augmentation such as Cupid brow lift / nano droplet technique. He is conveniently working in Dubai at the moment.
Amber is such a fake attention seeker with her tweet / press yesterday about just dumping her boyfriend as he is a street cat. The same Criminal Rory, she was already meant to have dumped two months ago after finding out his shock prison past. All Lies.
I’m live in Dubai and I saw her yesterday with Rory, still very much together & both obnoxious chavs - all flashy designer but money can not buy you style or manners evidently. It’s obvious up close, she has lip filler.
Pointless of her still hiding she is in Dubai as it’s obvious anyway & should just be honest/ own it like Gabby Allen. How many more months can Amber do boring Instagram stories in bed/ stuck in a room & no reference/ photos to life in London? As it’s unclear anyway when Dubai’s off the red list / open up likely to be mid May at the earliest.
I’m live in Dubai and I saw her yesterday with Rory, still very much together & both obnoxious chavs - all flashy designer but money can not buy you style or manners evidently. It’s obvious up close, she has lip filler.
Pointless of her still hiding she is in Dubai as it’s obvious anyway & should just be honest/ own it like Gabby Allen. How many more months can Amber do boring Instagram stories in bed/ stuck in a room & no reference/ photos to life in London? As it’s unclear anyway when Dubai’s off the red list / open up likely to be mid May at the earliest.
Ok but what happened here?
No drama there - that person thought Amber was calling her a "street cat" when she was referring to scummy men who cheat.
That person was in a video talking about men that cheat that Amber quote tweeted but because she got confused
ETA: Amber didn't quote tweet the video, an online platform took a tweet Amber wrote and added it to the video. Meghan saw it and thought Amber was talking about her.
That person was in a video talking about men that cheat that Amber quote tweeted but because she got confused
ETA: Amber didn't quote tweet the video, an online platform took a tweet Amber wrote and added it to the video. Meghan saw it and thought Amber was talking about her.
Last edited:
I’ve watched Mehghan in basketball wives and she isn’t the sharpest tool at all! Starting drama with Amber for nothing.
I got that after reading through loads of tweets but I’m yet to see the video
Yeah amber is faker than fake which is why I can’t stand all the love she gets from the black community and black Twitter.
Before she went on love island I remember scrolling alllll the way through her Instagram and she had no black friends and was clearly the type of mixed girls that only hung around white people and had messy Newcastle nights outs.
When she came out the villa and saw how much black people were backing her, she totally as you said dropped her friends because they didn’t fit in with the “pro black” image she was now trying to create. She started inserting herself into trending topics on Black Twitter and talking about race. There’s nothing wrong with that as mixed woman, but I find the way she dropped her old friends really mean as they seemed to be soooo close. And another example of some mixed people only choosing to to identify as “black” when they’ve got something to gain from doing so