heretoreaditall2019
VIP Member
So glad you took this well cos I promise it’s not from a nasty place at all. Life happens & people move on, which is fine you just want to make sure you’re both in a decent position for when he retires and you’re down to 1.x incomes, especially as you’ll have a kid about to start secondary & eventually transition into adult life!thank you! This is all really useful and stuff I hadn’t thought about. Which is quite naive of me, really!
The pensions stuff may not be as easy as there’s ongoing divorce stuff, but usually it is very easy for husband to call each pension provider up and change the “it goes to…” (forgot the proper name of this) to include you & baby. Personally - and this is obviously subjective - I would want a will that weights at least some portion of it based upon age (under the idea younger = higher need). He also has a lot more to consider with this set up, eg if he’s regularly gifting cash sums to adult children later as when it comes to wills etc they could argue that evidences need so request this continues through the estate, I went through this as my husband was recreationally paying an adult relative’s mortgage and I worried she could say she was a financial dependent (and she could have!).
Also re the don’t want a prenup / not after his money is something we as women are socialised to think by a toxic misogynistic media/society. Women aren’t gifted money for just sitting about doing nothing or just because they were married, if a court wants to allocate you money that is a) so, so your money b) likely an understatement on what you really contributed albeit indirectly.