Universal Credit

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It's still a cut when you have become accustomed to it
If it hadn't been given in the first place there wouldn't be this uproar. If they follow through with taking it away and down the line we get put in another national lockdown people won't get it back to get them through it because the government won't want the hassle when it's removed a second time.
 
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It was only ever temporary and that was made clear from the off. It's already had one extension and the end of that was clearly told in plenty of time. People have been calling it a cut when it's just a return to how things were. I have more sympathy for those on benefits like JSA who have missed out on around 1500 quid from it not being extended to them.
Oh I'm so sorry I didn't get the memo that because I can't work due to illness that that means I don't need the extra £86 a month.
 
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I get what people mean but of course people would rather have not had it at all than to have it and now lose it. 1.) You might have got used to the little extra. And 2.) you can't miss what you never had. It's going to plunge more further into debt, using food banks etc.

A couple of us have got emails lately about our gas and electric going up🙄 as been said further up the price of living is still going up. I have to laugh at the poxy minimum wage per hour for most jobs. It's absolutely shocking. Living wage my a!! Should all be £10p/h at the minimum. None of this £6, £7, £8 p/h.
 
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It was only ever temporary and that was made clear from the off. It's already had one extension and the end of that was clearly told in plenty of time. People have been calling it a cut when it's just a return to how things were. I have more sympathy for those on benefits like JSA who have missed out on around 1500 quid from it not being extended to them.
regardless whether it’s been extended ur not, people will still struggle. i don’t make the rules.
 
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I can see why people are arguing the payment should stay though IMO, like I said above, I'm getting paid £160 which after the removal of the payment will go down to £120 and if you take that weekly or for someone living payment to payment it's not much at all. I get that it's going back to the pre-COVID payments, I get that they can't magic money out of nowhere but it really is going to be a kick in the teeth for those who have come to rely on the extra cash especially in winter and with Christmas coming up too
Reading this back I’ve just realised I‘ll get even less than £120 lol oops 😆🥲
 
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I know someone who was made redundant from her part time job at the end of July. She applied for UC. Waited 5 weeks and she was paid £5.41 two days ago, because her partner's earnings for that month which was less than £750 reduced her payment. (No kids or housing claimed for and she's a carer).

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Yep this is the Minimum Income Floor Floor.

If one of the claimants is self employed they are treated as earning a minimum of £1000 (or so) a month....even if they have a crap month and only bring in £500.

We are in the same position and I am Carer to our son so it's not even as if I can pick up the slack during those harder months.

Awful situation to be in.
 
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I'm glad the UC stories are exposing that it's only people with children that can work 2 hours to earn an extra £20 and that childless claimants need to work 6 hours to get £20 extra
 
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Sorry offtopic, but kinda on topic with UC

I'm glad the UC stories are exposing that it's only people with children that can work 2 hours to earn an extra £20 and that childless claimants need to work 6 hours to get £20 extra
I’ve been lurking on this thread but keeping my head down (due to being burned on mumsnet over this subject in the past!).
I’ve just worked it out and I would have to work 4 extra hours to get an extra £20 (more like £21.60) per week. I have 2 children.
 
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I’ve been lurking on this thread but keeping my head down (due to being burned on mumsnet over this subject in the past!).
I’ve just worked it out and I would have to work 4 extra hours to get an extra £20 (more like £21.60) per week. I have 2 children.
Ah interesting! I was taking the BBC report at face value. It's clearly a pretty complex picture with lots to factor in. Could almost do with a half an hour infographics show to explain the scenarios!
 
I'm glad the UC stories are exposing that it's only people with children that can work 2 hours to earn an extra £20 and that childless claimants need to work 6 hours to get £20 extra
Whilst ignoring carers and disabled people who can't work.
 
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Yep, does seem so bizarre to treat so many different cases and needs the one way. There's a world of difference between someone on it for a short time in-between jobs and someone that is going to need it long term.
 
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My housing association are expecting us to make a £5 a week contribution to rent to ensure we're (because universal credit is paid in arrears) not in arrears. How does someone on £75 a week who already pays £5 a week council tax do that and live?
 
I don’t know much about UC as I’ve never had to use it but really how do these privileged people know anything about what it’s like for normal working people to survive let alone people who have to rely on benefits? They are far too removed from reality. What was it Boris said when asked about the price of a pint of milk? “I can tell you the price of a bottle of champagne”.
The gap between the rich and the poor will keep getting wider and it seems to me that’s just the way they like it.
 

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I claim UC, mainly for childcare for my daughter (she is 2 next week). I work full time spread over 4 days (36 hours), I'm also a single parent and my daughters other parent isn't involved. I see sooo many comments about how this £20 was only temporary, but I didn't even know it was a thing as I started claiming after it was rolled out. I hate telling people I claim it, despite it being towards childcare that enables me to work. For me, even with my wage, child benefit and my UC top up, I still really struggle most months. The comments you see on Facebook about people being scroungers and how people need to get jobs annoy me so much. I have worked my entire adult life, I ended up in this position through no fault of my own (I had a mortgage with my ex, we lived comfortably etc). Now I am doing it all totally alone, I'm working my bloody backside off to provide a life for the two of us, and yet some people would still brand me as a scrounger all because I claim UC. Awful.
 
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I claim UC, mainly for childcare for my daughter (she is 2 next week). I work full time spread over 4 days (36 hours), I'm also a single parent and my daughters other parent isn't involved. I see sooo many comments about how this £20 was only temporary, but I didn't even know it was a thing as I started claiming after it was rolled out. I hate telling people I claim it, despite it being towards childcare that enables me to work. For me, even with my wage, child benefit and my UC top up, I still really struggle most months. The comments you see on Facebook about people being scroungers and how people need to get jobs annoy me so much. I have worked my entire adult life, I ended up in this position through no fault of my own (I had a mortgage with my ex, we lived comfortably etc). Now I am doing it all totally alone, I'm working my bloody backside off to provide a life for the two of us, and yet some people would still brand me as a scrounger all because I claim UC. Awful.
These people obviously haven’t got a clue. You’re doing great and setting a good example for your daughter.
 
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I got my statement yesterday payday is Sunday but will be Friday I'm getting £17 less, even tho my wages were only 145, I'll only get Roughly 100 uc next month with my next wage and that is taking the 86 off and they are still sending me jobs to look for
 
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Entitledto is pretty accurate, at least I found it to be
I believe 'Entitledto' and 'Turn2Us' are pretty good but 'PolicyInPractice' while fine for most people apparently has a few glitches that they are struggling to fix.


Yep, does seem so bizarre to treat so many different cases and needs the one way. There's a world of difference between someone on it for a short time in-between jobs and someone that is going to need it long term.
One of the points of UC was that it meant that people no longer had to make and manage separate claims for different benefits with different organisations. Tax Credits were paid by HMRC, JSA / ESA / IS etc paid by DWP and Housing Benefit paid by the local council. A change in ESA might affect the entitlement to HB but because so many people had HB paid direct to their landlord, the first time they found out about it was when they were in arrears.

Another benefit of UC is that it is calculated monthly in arrears whereas Tax Credits were calculated on your last year's income and relied on the claimant notifying HMRC of material changes as the year progressed. There was a review at the end of each year to see how the claimant's actual income compared to the income estimated at the beginning of the year and the tax credit payment was recalculated. It could mean that claimants had been overpaid thousands. At best that might mean deducting it from the next years payments but in situations where the claim had ended because for example the claimant had got a much better paying job, that debt of thousands of pounds had to be recovered. The economic and funding crisis caused by the pandemic has prompted the government to dig out all those old debts and people are currently receiving letters saying that they owe thousands from tax credit overpayments that happened years ago. The longest I've dealt with is 12 years ago but I've heard that there are some from even longer ago. HMRC have turned the debts over to DWP who have greater powers to recover debts e.g. attachment of current earnings or benefits. That level of overpayment can't happen with UC because the income in one month is used to calculate the payment in the following month. That's why there is the 5 week wait at the start of the claim.

The main problems with the UC system is the 5 week initial wait for wholly new claimants i.e. people who are not already receiving legacy benefits and the sanctions system. There is a separate argument that UC should be more generous.
 
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These people obviously haven’t got a clue. You’re doing great and setting a good example for your daughter.
Thank you so much. When I moved into my new house, a young mum moved in opposite me with 3 children. She asked me "why do you need to work? You have a kid?" - I fully understand some people can afford to not work, or can't afford to work due to childcare. But her outright implying that I shouldn't need to work because I have a child is awful. That's exactly why I work, to give us bigger & better things. I've just taken out a part-mortgage on my new home thanks to me going back to work when my daughter was still so young, and I'll forever be so proud of myself, universal credit claimant or not!
 
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