Yes, it's easy enough when in her position to 'pay' yourself a very low income (see also The Frugality). It's all just so shady. Makes me so cross. Plus she expects us to feel sorry for her having to pay the tax man back money that never actually belonged to her!You can earn a surprising amount and still get tax credits. Is her husband self employed or an employee. If you keep you income low you can work the system. But yes, just back from skiing and wittering about tax credits. Something seriously wrong with the system...