I think insurance is worth it.My other cats never slept like this
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I have a question about pet insurance. At the moment I put away some money each month into a savings account, is this stupid or should I get insurance? My reasoning was my last cat went 13 years without needing a vet (besides Vaccines)
If your cat needs £3000 treatment then you’d need to save £250 a month for a year to afford it. And what happens if say you saved quite a lot used it all but then not long after something else happens and you have no savings left. Obviously could also run out of insurance money but hopefully if it’s good cover you would have enough and if it’s a lifelong policy that resets the amount each year you’ll have more than if you then had to start to save again. In comparison my kittens insurance is £140 a year for 10k cover. Although it’ll go up as she gets older I still think it’s worth it, unless it gets ridiculous or she gets to an age where I wouldn’t put her through anything major. Also it’s likely the vet bills could be more than £3k.