Credit cards seem to me to be viewed differently in the US vs the UK. I’ve noted people more reluctant to use the in UK.
I had an Amex Gold and another - with Gold you must pay the balance off every month or the interest rates are outrageous. I assume. I don’t know as my cards are set to pay full balance automatically. The main bonus was collecting air miles.
Since leaving the US - not sure how long for, I dropped down from the Gold Amex as it’s simply not worth the yearly fee and not as widely accepted in Europe as say an airline linked bank Visa card.
If the Inghams had an ounce of business acumen, they could have been earning all kinds of perks, air miles, discounts. It’s definitely worth it for those who like to travel and can and do pay any balance off immediately. Of course, the credit card companies would rather you didn’t pay it all off so that they get the interest, buy no one has ever tried to stop me staying debt free
PS: Isabelle’s video… skipped but holy crap. I guess she had cramps? I have major brain cramps after just the bits I saw. How can anyone exist with such an empty life? And her stepfather says she’s always busy with lots of friends and her high flying business? Has he seen her content?? It’s painful.