Apologies in advance, as this is defo a de-rail and rant all rolled into one! But, certainly a change from Chateau Advent vlogs and marzipan etc, no matter what.
Listened to Martin Lewis' podcast this morning (UK members only might recognise that name), and it raised some questions with me regarding my personal tax/NI contributions and resultant UK gov pension expectations.
Thereafter, I spent approx 2 hours attempting to clarify my personal situation in those areas in order to finally understand what I might ultimately expect in UK Gov pension payments next year.
FFS, it is an absolute minefield (I do actually have a Financial Advisor but they cannot speak to HMRC on my behalf), so it is down to me to do so, and calculations/figures appear to constantly change whenever I have called up Gov.UK in the past couple of years too!
First guy, extremely helpful - after being on hold for 45 mins - especially with removing past cache elements on my computer so that I was then able to finally, successfully register online - always been an issue in the past. Now sorted.
He gave me individual telephone numbers for contacting Tax/NI departments - ok - thank you!
Then, waited at least another 45 mins only to be ultimately told that their system was down - no mention of that made during my wait, of course not!
Just so frustrating! AND, I am still none the wiser either, so, another telephone call, on another day and being held in the waiting system, is required too!
Is this the same experience for Tattlers in other countries?
My point being, if it is this hard to just work out one individual's tax/NI/pension situation (even with independent financial advice), and, who have been totally upfront/transparent throughout her entire 46 years of working - how the hell does Stephanie Jarvis actually sleep at night accepting the kind of mess she has created for herself?
mine was in West London near a hospital ??? Sound familiar
