I could do with some car related advice please!
I have a car which I love, it's a tatty old 2009 diesel but it's great. However if Sadiq Khan's plans to expand the ULEZ to Greater London go ahead, next year I'll be paying £12.50 a day to leave my house (!) as my car isn't compliant.
Currently I only use my car at weekends, and once in the week to go to work.
My choices are
1) replace it with a compliant car - post 2006 petrol or post 2014 diesel
2) do without a car (my son has a compliant car I can use)
3) pay the £12.50 a day
I'm inclined against 3 because I refuse to contribute to that man's greed, and 2 is ok except for the fact my son's car has an engine issue which means it can't get over 40mph so can really only be used for little local journeys (the car's only worth £500 and the garage said it will cost much more than that to fix). I'm right on the outskirts of London, so there are no Zip Car or similar locations near me. Plus I really like the convenience of having my own car.
So that leaves me with buying another car. I'm lucky to be in the fortunate position of having about £20k saved so I could buy a new(ish) car outright. However I won't, because it's a massive waste of money given I only do 100 miles a week on average. For the same reason I'm reluctant to lease one as well, because it feels like a lot of money for the use I'll get.
I've only ever bought cars with my Ex, and although I know he would help me if I asked, I'm trying to stay low/ no contact with him, so I need to do this on my own! I'm also a bit concerned about getting ripped off by a garage. Plus the price of 2nd hand cars is through the roof - I paid £1500 for my car 2 years ago. Cars the same age are still £1500 now, even though the true value is more like £1k.
So what would you do if you were me? Up to now I've been hoping there'll be a U turn on the ULEZ but that seems increasingly unlikely!