Spend less 2021 and money saving tips

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hashbrown123

Active member
Very random but for those who like reading on kindles etc and maybe pay for books on them check to see if your library offers an online service where you can get books for free. I joined my local library online and then downloaded an app and put my new library member details in and get access to loads of the latest books all for free the app is called borrow box but I just joined on the library’s website first. Might be worth looking if your library has anything similar if you’re a keen reader!
 

Pinkblush

VIP Member
Always do regular reviews of spend.

Separate out necessities and luxuries. Never try and convince yourself something is a necessity when its a luxury.

Don't be sucked in by consumerism. Ask yourself why you need £130.00 earphones when £30.00 ones will do.

When looking at luxuries remind yourself of a time when you managed and lived perfectly okay without them.

Do you really need so much streaming or are you getting it because everyone else has it. Netflix, amazon, now tv, britbox etc.

I cancelled £28 gym membership since lockdown. I can utilise tons of free fitness stuff on apps and on you tube. Plus there's the great outdoors - so what if its a bit rainy or cold.

I saved so much by cancelling amazon prime and like the gym I don't miss it one bit. I now do less amazon online shopping as a result so even further savings.

Again, don't convince yourself these are necessities.

Also I've saved £25 by changing to sim only phone account.
 

rainbowlemon

VIP Member
Very random but for those who like reading on kindles etc and maybe pay for books on them check to see if your library offers an online service where you can get books for free. I joined my local library online and then downloaded an app and put my new library member details in and get access to loads of the latest books all for free the app is called borrow box but I just joined on the library’s website first. Might be worth looking if your library has anything similar if you’re a keen reader!
I also have this app and it's amazing! Sometimes there can be a long waitlist, but the last non school book I bought myself was instrumental by James Rhodes in 2017! Think I've saved a small fortune by using libraries only.

I only became serious about saving money at 26. The best thing I did at 18 though was to pay into a £25 a month policy. It was over 10 years and I know I would have frittered that money away without even noticing it and it was in an account I couldn't touch until last year.

I pay £2 a week into my younger sister's (20) LISA account. Free 25% top up.
 
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