That is a lot to be putting on your face if you’ve started from nothing, and you’re starting using a UFO as well. (I just got a UFO too, I love it!)
Maybe scale it back a bit and build up gradually, especially if you’ve had some breakouts and you don’t usually get them.
Depending on your skin type, I don’t think you necessarily need an oil as well as a moisturiser. Definitely not am and pm. Also, what type of serum are you using? Again, is it am and pm? Even the toner could be too harsh if it’s an exfoliating one as opposed to a gentle one, or it may contain alcohol which can also be harsh.
Without seeing the exact products it’s hard to say, but perhaps scale it back to cleanse, tone, moisturise, spf. for a few weeks and see how your skin likes it. Then cut out or add a product from there and then you can identify what your skin needs, responds to, and likes.
Just a suggestion. Hope you manage to find a routine that works for you