If I remember, from the Jack Monroe threads, anything over the target, doesn’t have to go to the person it’s being raised for. So if this large neck bearded fool has a target of £50 for a life boat but raises £55… he gets the fiver if he doesn’t declare it. Now I may be remembering it wrong or it may have been information that’s been corrected since I read it, but I don’t go on the Jack threads as often now! I definitely think someone needs to look in to him though. He’s got grifter written all over him!