I use this too
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I spent a bit on wednesday but just food shopping. Had no spend yesterday and would have been a no spend today apart from paying for childs uni application. Other wise this week i have done well only spent on food. Nothing not needed. I was tempted thursday at work but glad a stuck to my packed lunch. Will be doing bit of food shopping tomo and need few cleaning supplies but then i shouldnt hopefully need much in the week. Being in town will be a test though. See how we go.
Went on a Vinted spree. Realised I get paid on Monday, thought it was a week away, so actually not done too bad this month.
Day 12
£30 on toiletries at boots
£120 deposit on a holiday which I am hoping to pay for with the money I save by being frugal!
£30 on toiletries at boots
£120 deposit on a holiday which I am hoping to pay for with the money I save by being frugal!
I spent over the weekend, some bits for tea (got a Sainsbury's dine in deal as work has been hell!!) and a magazine for my niece that I was babysitting (almost as expensive as the meal...), and spent yesterday but that was a planned trip to the cinema to see Labyrinth! no spend this week (it is only Monday though, but I'll take the win!)
ETA Im not doing the two weeks just trying to do low spend, but this thread is so helpful having to justify it all!
ETA Im not doing the two weeks just trying to do low spend, but this thread is so helpful having to justify it all!
Pay day! Paid my credit card, went to Home Bargains and got a few bits £20. Now have to see if I can make the remaining money last 4 weeks.
Paid a deposit for our summer holiday but it was out of savings and we’ve been dithering for some time and it’s been the best price we’ve seen it.
Also returned some clothes that I ordered in the sales so trying to harness this energy. I liked the clothes and they fit which previously would have seen me keep them but I had words with myself. Didn’t love them and realised I wouldn’t wear them that much so not a no spend but getting a refund and getting money back! Now to get the hang of not ordering
Also returned some clothes that I ordered in the sales so trying to harness this energy. I liked the clothes and they fit which previously would have seen me keep them but I had words with myself. Didn’t love them and realised I wouldn’t wear them that much so not a no spend but getting a refund and getting money back! Now to get the hang of not ordering
£89 on a tyre. Bloody potholes. I know the council should cover it but we drove for a while after and it was flat the next morning.
Thing1 went to ikea this evening and picked up one of their really nice-looking black shower chairs for Thing2. £29 and so much nicer than the usual white plastic and metal ones that go rusty and unsafe from inside the legs, as Thing2’s is currently doing.
Both spends, £118, on the family credit card (Things1 and 2 both carry one for emergencies) to be paid off at the beginning of Feb, but I’m allocating the money from my account now.
Apart from that and normal fresh groceries, I’m thinking before spending and doing well
Thing1 went to ikea this evening and picked up one of their really nice-looking black shower chairs for Thing2. £29 and so much nicer than the usual white plastic and metal ones that go rusty and unsafe from inside the legs, as Thing2’s is currently doing.
Both spends, £118, on the family credit card (Things1 and 2 both carry one for emergencies) to be paid off at the beginning of Feb, but I’m allocating the money from my account now.
Apart from that and normal fresh groceries, I’m thinking before spending and doing well
I love those chairs, I’m thinking of getting a shower put in. It’s tough because I really need to lie down but cleaning the bath is a nightmare. And it gets dangerous with the large amount of hair conditioner I use.£89 on a tyre. Bloody potholes. I know the council should cover it but we drove for a while after and it was flat the next morning.
Thing1 went to ikea this evening and picked up one of their really nice-looking black shower chairs for Thing2. £29 and so much nicer than the usual white plastic and metal ones that go rusty and unsafe from inside the legs, as Thing2’s is currently doing.
Both spends, £118, on the family credit card (Things1 and 2 both carry one for emergencies) to be paid off at the beginning of Feb, but I’m allocating the money from my account now.
Apart from that and normal fresh groceries, I’m thinking before spending and doing well
Slippery baths are the worst, even without additional balance/support issues.
Can confirm the chair looks the dog’s doodah and is v stable, also seems quite wide, which might be a consideration in some spaces. Great, unless you benefit from a higher back (Thing2 uses a stool when away from home, so is fine). What a great thing for IKEA to design.
Since I discovered, when replacing the grippy feet, that traditional shower chairs are merrily rusting away inside the legs, I’ve replaced ours annually anyway, so have just brought that cost forward a couple of months, and probably reduced it a bit, at £29.
So glad I'm able to start posting on tattle now,am so determined this year to cut back on my spending,as just about paid off the mortgage,(hopefully by the end of the year) that's one of my goals,as I do want to either in two years take semi early retirement if I can,so something to aim for
Will probably prop it against a wall anyway tbh
Not been on in a while have an injury and back to work and the cold has worn me out. But had couple of had to spend days. Childs uni application who knew you had to pay now. Near £29. Then hospital car parking. £3 odd for an appointment. Then £4 on the dogs christmas gifts for next year not a had to spend but will save money as they were great for him and he loves something to open. Cheaper than full cost. Other wise just food shopping. Ive done online for the weekend food shop this week so know what im spending. Also not doing two weeks just trying to have as many no spend days as i can and save money . Sounds like everyone is doing quite well.
I’ve got two food shops coming 
one coz I needed the regular stuff topped up, and a second because my protein juice was down to £10.50 from £15 in Sainsburys (my protein clear whey) so I got 2.
I could do with not buying anything else for the next 2 weeks.
one coz I needed the regular stuff topped up, and a second because my protein juice was down to £10.50 from £15 in Sainsburys (my protein clear whey) so I got 2. I could do with not buying anything else for the next 2 weeks.
Joining here as really need some accountability for my spending. I’m terrible for overspending for an offer or loyalty points and going to the supermarket too often. I have a full freezer and plan to buy just milk and a bit of fresh veg this week.
I have actually been en working on my finances and getting a bit better!
I saw this idea of a colour-code and thought it was good, might try it
metro.co.uk
I saw this idea of a colour-code and thought it was good, might try it
I paid off my £13,000 debt in 13 months — here's how I did it
'I get such a dopamine hit from treating myself.'
metro.co.uk
I have cleared all my credit card debts 
it was about 2k but I used money that I had been saving for a holiday to America but I'm not going anywhere near there for the next while so being debt free is a good compromise
it was about 2k but I used money that I had been saving for a holiday to America but I'm not going anywhere near there for the next while so being debt free is a good compromiseSo simple but I like it. May also make me own up to my spendingI have actually been en working on my finances and getting a bit better!
I saw this idea of a colour-code and thought it was good, might try it
I paid off my £13,000 debt in 13 months — here's how I did it
'I get such a dopamine hit from treating myself.'
I'm going to attempt this.
I had to unexpectedly buy a new phone last month because my previous one just packed up because modern technoogy is a horror show in terms of quality of any kind, and until it's paid off (I had to use the dreaded Klarna, something I make an effort to avoid) I want to save where I can so the expense doesn't pack such a punch.
So starting from today, no spending. I'm grateful I live with my mum, makes it possible for me to have less going out,
I had to unexpectedly buy a new phone last month because my previous one just packed up because modern technoogy is a horror show in terms of quality of any kind, and until it's paid off (I had to use the dreaded Klarna, something I make an effort to avoid) I want to save where I can so the expense doesn't pack such a punch.
So starting from today, no spending. I'm grateful I live with my mum, makes it possible for me to have less going out,