The Vaspar sample paint pots I think I paid £4.99 for one of those in B&Q, so £1 for a roll of wallpaper that you love is justified and a bargain!Oh you've talked me in to it. My whole bathroom is plain white and just plain so need something to give it abit of life and colour.
I've got versace wallpaper in our bedroom.The Vaspar sample paint pots I think I paid £4.99 for one of those in B&Q, so £1 for a roll of wallpaper that you love is justified and a bargain!
I like this but at £395 a roll it’s a no. (I know people will say it’s awful, but I’m a maximalist!)
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I did so well last week but I cracked this week and went out to eat with some friendsHows everyone doing?
I've not bought a single work day lunch so far this month. Determined to make it to the end and treat myself on the 1st
Really? I got the morning after pill for free in boots. I was expecting to pay for it and everything, but the pharmacist took me into a room, asked me a bunch of questions and said “if I get you some water, can you take the pill now?” I assume so she knows I’m not buying it for someone else. I said yeah sure, in my mind I’m wondering, shouldn’t I pay for it first? Anyway I took it and she goes “that’s everything then” so I just walked awayI know someone who had sex with his missis. Got the morning after pill. Same thing happened again - that'll be £30 for your pill please miss.
I'm the exact same! I was doing so well as last month until the 21st then I cracked and spent hundreds on unnecessary rubbish! On the plus side, I have now fully paid off my credit card and last month I might not have saved anything but I didn't dip into savings or put anything on credit, which is something worth celebrating I suppose.I cracked early… and I’m such an all or nothing person so once I cracked I was like this:
https://giphy.com/efTai9UH9X8N10J8cY
But it’s pay day today so I’ve already moved all that money into my second account and left only a small “allowance” in my first account and I am starting again for February
I relate to you so much. The best of intentions lead us down the worst of paths.I set out with the intentions to do no spend in January and failed spectacularly, even logging everything, I have about 3 Boohoo orders, 2 Vinted purchases, a LookFantastic order and a holiday staring at me from my tracker. I have zero self control and make excuses for everything. I could kick myself… but then I’d probably order myself something to make up for it
I wish I could be strict! I feel like I just need to treat myself all the time and the only time I don’t is when I have no money left which is usually about 2 weeks before I get paid. It’s so stressful!I relate to you so much. The best of intentions lead us down the worst of paths.
For me it's like I need a little bit of spending, as a fix, and the excitement of the delivery, just to keep me going.
I used to be like this, then I gradually had a word with myself and worked on making me happier instead of relying on things to give me happiness. I used to treat myself everytime I had a bad day, or an argument with a particular family member etc. I’m not saying it’s the same for you, but maybe think about what triggers you to need the treats?I wish I could be strict! I feel like I just need to treat myself all the time and the only time I don’t is when I have no money left which is usually about 2 weeks before I get paid. It’s so stressful!
Good on you, it’s hard to resist! I tend to just think of something or see something I want and go off to purchase it and it’s gotten worse since I’ve had Clearpay, yesterday for example I went to purchase a £40 camera (Kodak one you put film in and get them developed like the good old days) and then thought what are you doing you idiot just stop! It’s like an urgency of I NEED it when realistically I do not. I’ve been so broke this month I think the penny has dropped, I worked out all my spending through Clearpay and I spent £2500 last year on it - had I not have used it I probably wouldn’t have bought most of the stuff. I felt sick. I’ve taken a good hard look at everything I have and realised I defo don’t need anymore stuff and I need to look after money or I’ll be living like this when I’m 40. The funny thing is, I’m not stupid, I know how to budget and I know what I should do but I just go stupid whenever I get something in my head to buy. Having Clearpay helps to split all these purchases up which makes me rationalise unnecessary spending… No more!! I have £9k of debt (reduced from 21k in the last 18 months) so this is where I need to focus. I’ve been in these cycles since I was 18, I’ve gotten slightly better but I need to be stricter for sure.I used to be like this, then I gradually had a word with myself and worked on making me happier instead of relying on things to give me happiness. I used to treat myself everytime I had a bad day, or an argument with a particular family member etc. I’m not saying it’s the same for you, but maybe think about what triggers you to need the treats?
The other side of the coin is that if you can afford it, are not building up debt etc then it’s hardly the worst thing you could be doing. And there’s always a return option
Well done on reducing the debt so much, that’s a huge achievement!Good on you, it’s hard to resist! I tend to just think of something or see something I want and go off to purchase it and it’s gotten worse since I’ve had Clearpay, yesterday for example I went to purchase a £40 camera (Kodak one you put film in and get them developed like the good old days) and then thought what are you doing you idiot just stop! It’s like an urgency of I NEED it when realistically I do not. I’ve been so broke this month I think the penny has dropped, I worked out all my spending through Clearpay and I spent £2500 last year on it - had I not have used it I probably wouldn’t have bought most of the stuff. I felt sick. I’ve taken a good hard look at everything I have and realised I defo don’t need anymore stuff and I need to look after money or I’ll be living like this when I’m 40. The funny thing is, I’m not stupid, I know how to budget and I know what I should do but I just go stupid whenever I get something in my head to buy. Having Clearpay helps to split all these purchases up which makes me rationalise unnecessary spending… No more!! I have £9k of debt (reduced from 21k in the last 18 months) so this is where I need to focus. I’ve been in these cycles since I was 18, I’ve gotten slightly better but I need to be stricter for sure.
I certainly do! I had a no/low spend jan and it was greatI’m going to do a no spend month from Friday (pay day). Anyone fancy it?
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