More thoughts:
There isn't a lot we can do without money, so we have to make it work the best we can. Worrying about not having enough to make ends meet is a huge burden, especially in the current climate. Not everyone is struggling, but many are, which is why we have to get smarter around our spending. It's not just the current cost of living crisis either - what would happen if, say, you went on holiday to America, had an accident and your travel insurance would only cover so much? A lot of people would be forced to turn to a GFM and hope for the best.
Money can be your ticket to freedom - as well as all the fancy stuff, it can see you bypass hospital waitlists (if you go private), able to get lifesaving medication (if your country doesn't provide it), let you do what you really want to, job-wise ...
Too much can prove destructive though - especially for those who don't respect it and use it wisely. If you've come into a huge amount quickly, it could prove devastating for family/friend relationships ... will they expect you to gift some to them too? And will they be able to join you in leisurely pursuits if you're not paying? It could actually make you quite miserable in the long run.
If I am running low on funds at the end of the month, I simply go without. I budget really carefully to ensure that doesn't happen, but of course sometimes things break and have to be fixed or something else happens that might put a dent into my everyday spending. I do have savings but I don't touch them. I'm not well off, but I'm comfortable. I co-own a couple of businesses with someone else that are doing fine, but I'm not going to be a millionaire anytime soon. I know others who are on the pension who grow all their own vegetables, keep hens and have fruit trees, so their supermarket spend isn't huge; they all seem quite happy.