I’m 33 and have a mortgage of £59000 with ten years left to run, i live in Belgium and we get tax benefits for having a mortgage so there’s no point in paying it back early.
I have £100 on a UK credit card that I clear off every month.
And that’s it, we have about £30000 in savings. I got a Saturday job when I was 16 and my Dad made me contribute to a pension scheme, this continued until I was 26 and left the UK. When I left it had 23k in, 7 years later and I haven’t contributed a penny since and it’s now worth 36k. My goal this year is to start contributing again, our money at the moment just goes on holidays, we do live comfortably compared to others our age.