See I don't think people want to pay as little as possible, but they do not want to pay more when what they currently pay isn't being spent well.
Health care isn't underfunded because the money is there and pumping more money into the system and taxes isn't the answer, better spending is.
This also opens up the issue of benefits etc from personal experience the system isn't working. It gives too much to those who don't need it and doesn't help those who really do.
See I think people do want to pay as little as possible. Most won't admit it and possibly dont even see it.
I don't think the money is there and there's no way to just spend it better.
Spending needed to massively increase with the aging population and while it has increased its no where near the level needed to fund social care.
Then if it's increased now that puts the pressure on the working population to fund healthcare at a level they won't receive themselves. On top of funding things like state pensions that anyone under 50 will probably never have. How do you fairly fund it? Very tricky.
So I do get how tit it feels when you’ve done the right thing and it costs you, but maybe it’s a privilege to not be upset by that? Idk.
It's similar to unemployment benefits, if you've saved up some cash then if you lose your job you get next to nothing. Where as if you have no savings then you can get housing benefit, council tax benefit and all that. I don't know what the answer is.
At least with social care you aren't just getting the same as if you have no money/assets, you have the choice and can often get better care.