Regarding Mike's business making employees redundant, I don't agree with it at all personally. I have a small business, and luckily the industry I'm in is fairly recession resistant (but we were still hit quite hard by the pandemic). But at the end of the day, it is a business and not a charity. No it's not fair and I wouldn't want my employees to suffer (and hopefully it will never come to that), but that's sort of the risk you take if you don't work in the public sector. I have friends who are only in their early 30s working in investment banks and quite a few have been made redundant in the last few months, but I have others who are civil servants and they're at peace knowing their jobs are secure.