different here. If you buy a house in both names and the mortgage is in both names, both the deed and the debt transfers to the living partner.
A bank might look at deferring payments for a period on compassionate grounds, but the surviving partner absolutely needs to continue to service the mortgage.
Ellidy has said multiple times on the podcast that the house is far too big to maintain on her own - I don’t mean financially, the actual house and garden maintenance. Seems like she is downsizing for very practical reasons - and does sound like she’s selling.
Let’s face it, property prices on the GC…. She’s probably going to pay the same for a smaller 2-3 bedder, as they bought the original house for in 2018.