Ok, I’m going to totally jump on this thread as I need advice too!
Long story short, I lent my friend quite a lot of money last year. Over £2000, sent in chunks. I’ve lent her money before and she’s always paid me back. Anyway, after I lent her the money I went through something at work which meant I was on reduced pay. Never once did she offer me any money back. (This isn’t relevant but I’m clearly not over it

)
It is now over a year later and she’s repaid me in instalments but the amount that she says is remaining isn’t right. It’s about £150 different. I feel so awkward raising it but also, that’s a lot of money and why should I end up out of pocket? Also, she lives abroad so I sent the money via PayPal and had to pay fees which she said she would pay back and she hasn’t offered since the instalments started.
Thank you!