Hi looking at car insurance for my 17 year old daughter who is having lessons at the moment and I am so confused.
If I go on comparison websites and get quotes for her as a provisional driver with her dad also insured on the policy I get one price then when I do another comparison with her as a newly qualified driver still with her dad on the policy I get a much higher price (which is exactly what I expected).
However i have found a company (Flow) and when I do the two quotes again (one with daughter as a provisional licence and one as full licence - both with dad on also) both quotes are exactly the same. Which I thought was really odd.
I emailed the company and they said this is correct the proce would not increase until renewal and they would not up the premium mid policy when she passed her test.
This is of course great news however I am doubtful I have been given correct advice, I even emailed back and asked again and they confirmed again that price would not change until renewal.
Does anybody work in insurance that can maybe offer advice on this as I am worried we will get her a car (we are viewing one tommorow) and then get a nasty surprise when she passes her test.
Any advice would be great.
On all the quotes we have done I have put her as main driver and dad on as additional as don't want to get into trouble for front loading.
I can't ring flow they don't have a contact center and is an online only company (part of LV group).
If I go on comparison websites and get quotes for her as a provisional driver with her dad also insured on the policy I get one price then when I do another comparison with her as a newly qualified driver still with her dad on the policy I get a much higher price (which is exactly what I expected).
However i have found a company (Flow) and when I do the two quotes again (one with daughter as a provisional licence and one as full licence - both with dad on also) both quotes are exactly the same. Which I thought was really odd.
I emailed the company and they said this is correct the proce would not increase until renewal and they would not up the premium mid policy when she passed her test.
This is of course great news however I am doubtful I have been given correct advice, I even emailed back and asked again and they confirmed again that price would not change until renewal.
Does anybody work in insurance that can maybe offer advice on this as I am worried we will get her a car (we are viewing one tommorow) and then get a nasty surprise when she passes her test.
Any advice would be great.
On all the quotes we have done I have put her as main driver and dad on as additional as don't want to get into trouble for front loading.
I can't ring flow they don't have a contact center and is an online only company (part of LV group).