save it : Most liked Posts

I’ve fallen off the spending wagon a bit in the last week. I’ve been having such a shit time of it- me and one of the kids have chest infections and we have been back and forth to a&e and the drs and I’ve been like a bloody nurse for 2 weeks now while feeling ill myself. I have hit my stress limit. The weather is grey and shit and everything in my house is so stressful I can’t stand it. When I’ve found 5 mins to escape the stress I’ve bought myself some art supplies, a couple of house plants and a jellycat. I’m going to let myself off tho because buying those things has been the only vaguely nice thing about the last few weeks. I feel absolutely broken mentally.

That's too rigid for me I think. A concert or a meal out every now and again for me is fine as it's an experience. It's stuff I need to buy less of, not experiences

I’m trying to embrace this mindset this year. I’ve deleted a lot of apps and unsubscribed from lots of emails which help.

I want to get less takeaways too as it became so normal my 8yo is blase about having one whereas when I was a kid a takeaway was such a treat so I want to get back to that rather than being lazy and tapping the Uber eats app.

I managed to save 20% of my salary last year through a few methods - mainly segregating my spending into 60% on what you need (mortgage, bills, food, etc, 20% on what you want (clothes/drinks/hobbies/trips), and 20% straight to savings.

I can't praise it enough - I didn't realise how much anxiety I had around money before I segregated my income like that. I'd worry about every treat, or get myself a treat to stop worrying, and lived in this cycle of constant fear about spending. Now I don't, because if I get a coffee or go out for drinks, it's within my allocated budget. I know I can afford it. It also made me value my purchases more, not only because I bought less but because it came out of a set allowance.

I know that for many in cities like London you're going to face a different split, but I think the principle is still fantastic - some do 50-30-20, I did 60-20-20, but just that segregation is really worth a try!

How’s everyone getting on this weekend?

Something to make you laugh and/or gag - I’ve just found a jar of pickled gherkins that expired in 2022. P sure it was from the pandemic as it had the yellow price stickers you only get in corner shops? I know that gives crusty smelly vibes (I’m not, promise lol) but I’m doing SO much better with my food hoarding problem. I’ve been running down freezer & cupboard foods, and those bizarre allegedly-healthy-but-probably-not crisps made of various beans/pulses/lentils to all but 3 packs. Same with pastas we’ve gone down to a normal amount to have in stock for a family of 3. Still have too many nuts but will just have them girl dinner style with lunches to run them down. The battle against myself continues lol.

What are everyone's goals going into 2026?

- less stuff, more experiences.
- learn more DIY skills.
- I'd like to increase whole foods in my diet, which I think (hope?) will ultimately be cheaper as I'm veggie.
- save, save, save.

rainbowlemon said:

.

I was paid today and I can live without the £50. I was an odd ball who still believed in the Emerson law of compensation. That the more I gave (within limits) the more I would receive back.

Click to expand...

Law of compensation. I received an unexpected £70 yesterday and this email !

My achievements this week
No dropping into Co-op on way home.
Did not take any money or bank card out with me
No chocolate addiction shopping through Just Eat (app deleted)
No chocolate, sweets, biscuits etc on official online shop
Resisted an egg bite maker on Amazon (gadget addict too)if I really want to make egg bites (I don't) I have muffin moulds
Had no spend days all week bar online shop.
Yay!

I think this is my fav thread on tattle My goal for February is to try and get spending on food down. I have been watching videos on youtube to motivate me to try to stop impulse purchasing. It’s an ongoing process but we need so much less than we think we do.