I’m sure I’m going to sound very entitled here, but I filled in one of those online ONS tools that tells you where you sit in terms of household income in the UK. My husband and I earn £64k between us, with two relatively decent jobs, and the tool said we are on the 81st centile for household income. We are in the 9th richest decile in the UK. We have just bought a small house, talked about it on here already, for £205k which is a 3 bed terrace and it’s absolutely tiny. I work from home so need a desk really and there is no space for one so I’ll be working at the kitchen table on my laptop, no space for a desktop set up which for full time home working is fairly essential. In an ideal world I’d like a fourth bedroom so that I could have a tiny office room. The bedrooms are so small that my kids couldn’t share, there’s no space for a bed and a cot. All the 4 bed houses within a 40 mile radius start at £300k, which we cannot afford. How can we be in the 9th richest decile, an average family, earning a decent amount and not be able to afford a house big enough? I’m not wanting a mansion here just to have a bit of space for us all to be comfortable. That is the entitled bit, I’m sure I’ll get all the stories of people back in the 50s having 13 kids in one room etc, but I don’t see why I shouldn’t be able to afford what I’m looking for on what we earn. And that was before interest rates hit 5/6%- any higher than that and we wouldn’t be able to afford the house we are currently buying. And to not be able to buy a tiny 3 bed house for 200k when both of us work full time is insane.