Insurance company messed him about and got things wrong, but because they cheapest he kept at them but got to the point where he had go for another option that cost more, but then had problem with paperwork cause he relies on Mummy to do his admin. Now he's insured, but as car's sat around unused now it needs fixing, costing him more money 
Moral of the tale, spend the money on car insurance, not fireworks and zip lines.
Moral of the tale, spend the money on car insurance, not fireworks and zip lines.