Warriorqueen
VIP Member
I went bankrupt nearly 8 years ago. It was a business that went down the loo and I wasn’t mentally well enough to cope. I also had staff robbing me blind whilst I went off to have my baby so when I returned, there was nothing left.Other bankrupt people aren't allowed to keep enough to buy something modest. It should be sold and the creditors paid. If there's any left over then of course that should be hers but if not she should have to walk away with fuck all like the rest of us would have to if we were bankrupt!
The immense shame I felt was beyond words. I sat in the court, with my father at the back, holding my newborn son, sobbing before the magistrate. I cried so much she got out of her chair to see if I was ok and give me some water. She even came to find me in the canteen after….I’m tearing up reliving it.
They discharged me after a year and were particularly lenient on me, probably because I was so remorseful. They even let me keep my car but I voluntarily gave it up, as I felt I deserved to experience it as a lesson. Dad bought me a cheap old banger, which I felt I shouldn’t take from him but he convinced me to for the sake of my baby.
I’m in a good place now with a new career (I went to uni when I had nothing and retrained) with a house and a recovering credit score. I’ve forgiven myself.