I’m not at all. I said from the start in general, obviously my point doesn’t apply to all. Again people will make it personal and say what about xyz.What about those people that are in low paid jobs and their wage just about covers their essential bills? Should they prioritise saving for a house over feeding their children?
You are being ignorant to the circumstances of others.
My point was for a lot of people they spend far more than they need to for lots of things (phones, holidays, nights out, takeaways, pub, car, clothes).
Those are the people I was talking about