A little bit nosey of me. But if anyone is willing to share I think I would find it super helpful. I am looking at putting in a house offer imminently. Can’t seem to find a reliable answer online so what are your outgoings per month and the size of your property? For things like electric/gas/water. All of that stuff.
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3 bed detached
£32 for water (including sewerage)
£87 for gas and electric (however this will be going up to closer to £200pm)
Any others you interested in?
£32 for water (including sewerage)
£87 for gas and electric (however this will be going up to closer to £200pm)
Any others you interested in?
2 bedrooms
£30 for water rates
£150-£200 gas and electric - higher at the moment due to having to use the tumble dryer more and heating
Add in rent or mortgage, council tax, home insurance, tv licence, broadband, Amazon and Netflix. Food is a huge cost too. I’ve probably missed something.
£30 for water rates
£150-£200 gas and electric - higher at the moment due to having to use the tumble dryer more and heating
Add in rent or mortgage, council tax, home insurance, tv licence, broadband, Amazon and Netflix. Food is a huge cost too. I’ve probably missed something.
Car finance £200
Car insurance £103
Gas and electric £200
Mobile bill £72
Wifi £58
Nursery £428
Food £600ishh
Water £30
Road Tax £11
Car insurance £103
Gas and electric £200
Mobile bill £72
Wifi £58
Nursery £428
Food £600ishh
Water £30
Road Tax £11
My non negotiables each month are;
£475 rent (one bedroom ground floor flat in serviced communal space with garden area in the complex and a parking space).
£140 Council Tax (water I believe included in here as I'm in Scotland).
£80 electric/gas.
£12 Road Tax.
£21 Internet (sky).
£27 Entertainment (TV licence £12, Netflix £7 and amazon £8
£53 Insurances (car £35, home £10 and life £8)
£50 mobile phone and Samsung watch (most extravagant expense but it does also come with Disney plus and Spotify free with it so essentially "saves" (it's how I justify it to myself)).
My variables each month are what I spend on fuel, food, socialising and self care (sunbeds and getting my nails done).
£475 rent (one bedroom ground floor flat in serviced communal space with garden area in the complex and a parking space).
£140 Council Tax (water I believe included in here as I'm in Scotland).
£80 electric/gas.
£12 Road Tax.
£21 Internet (sky).
£27 Entertainment (TV licence £12, Netflix £7 and amazon £8
£53 Insurances (car £35, home £10 and life £8)
£50 mobile phone and Samsung watch (most extravagant expense but it does also come with Disney plus and Spotify free with it so essentially "saves" (it's how I justify it to myself)).
My variables each month are what I spend on fuel, food, socialising and self care (sunbeds and getting my nails done).
4 bed detached smart house with two annexes
No mortgage
Electricity is currently £250 per quarter, it went up massively recently then back down slightly
Oil heating at current prices around £2,400 per year but it’s been as low as £750 when oil was at its cheapest.
No gas.
Water is included with our rates (Northern Ireland) which are £3000 per year.
No mortgage
Electricity is currently £250 per quarter, it went up massively recently then back down slightly
Oil heating at current prices around £2,400 per year but it’s been as low as £750 when oil was at its cheapest.
No gas.
Water is included with our rates (Northern Ireland) which are £3000 per year.
Quoting myself as others have added other bills.
So
Mortgage £850
Council tax £190
Sky £57
WiFi £20
Mobile £41
TV licence £13
Netflix £10
Two cars £700
All insurances we pay annually.
3 bedroom house:
Rent - £320
Council tax (includes water) - £120
Gas/Electric - £80 (that’s with the -£60)
Broadband - £30
Car finance - £380
Car insurance - £45
Road tax - £12
Mobile phone - £100 (that’s 2 phones)
2 IPads - £50
TV/Entertainment - £30
Nursery fees - £600
Then food/petrol probably £150+ a week
Rent - £320
Council tax (includes water) - £120
Gas/Electric - £80 (that’s with the -£60)
Broadband - £30
Car finance - £380
Car insurance - £45
Road tax - £12
Mobile phone - £100 (that’s 2 phones)
2 IPads - £50
TV/Entertainment - £30
Nursery fees - £600
Then food/petrol probably £150+ a week
4 bed semi (midlands)
Monthly direct debits are:
£575 Mortgage
£181 Council Tax
£54 Water (seems a lot more than everyone else - we pay over 8 months though so is this why
)
£400 food
£150 gas and electric
£60 2 x phone contacts
£70 Virgin Internet + TV
£10 life insurance
£10 dog insurance
£13 home insurance
£350 childcare
Monthly direct debits are:
£575 Mortgage
£181 Council Tax
£54 Water (seems a lot more than everyone else - we pay over 8 months though so is this why
)£400 food
£150 gas and electric
£60 2 x phone contacts
£70 Virgin Internet + TV
£10 life insurance
£10 dog insurance
£13 home insurance
£350 childcare
Monthly home related bills (2 bedroom house in London):
Mortgage £1400
Council tax £130
Water £45
Gas and electricity £300 at present but probably over £100 is addressing a built up debit balance through them not charging us enough
Internet £45ish
Annual bills
Buildings and contents insurance £330
Emergency call out cover £45
Mortgage £1400
Council tax £130
Water £45
Gas and electricity £300 at present but probably over £100 is addressing a built up debit balance through them not charging us enough
Internet £45ish
Annual bills
Buildings and contents insurance £330
Emergency call out cover £45
North West- 5 bed semi detached
Per month:
Mortgage- £900
Gas & electric- (we pay as we use atm) about £150-£250 depending on usage
Council tax- £138
Home & contents insurance- £60
Water- (we are on a water meter) around £25-£30
Food- around £200 but varies
And that’s it I think. We get our phone packages & wifi through husband’s work free. Both our mobile phones are owned outright, both cars owned outright, no tv or house phone package.
Per month:
Mortgage- £900
Gas & electric- (we pay as we use atm) about £150-£250 depending on usage
Council tax- £138
Home & contents insurance- £60
Water- (we are on a water meter) around £25-£30
Food- around £200 but varies
And that’s it I think. We get our phone packages & wifi through husband’s work free. Both our mobile phones are owned outright, both cars owned outright, no tv or house phone package.
Feeling like we are doing something wrong- living in Surrey might be the problem!
3 bed semi detached bungalow
Mortgage £850
Gas and electricity-£300 a month
Council tax- 200
Sky for mobile, tv and broadband (2 iPhones)-£200 a month
Childcare -£900 a month 1 in nursery 3 days a week and 1 in breakfast and after school club
3 bed semi detached bungalow
Mortgage £850
Gas and electricity-£300 a month
Council tax- 200
Sky for mobile, tv and broadband (2 iPhones)-£200 a month
Childcare -£900 a month 1 in nursery 3 days a week and 1 in breakfast and after school club
Mortgage - £400
Water - £14
Electric - £60
Broadband - £30
Council tax - £117
Mobile - £30
Two bed down South.
Water - £14
Electric - £60
Broadband - £30
Council tax - £117
Mobile - £30
Two bed down South.
2 bedroom house on my own:
Mortgage - £410
Insurance - £50
Council tax (includes water) - £118
Gas/Electric - £115 (that’s with the -£60)
Broadband - £30
Mortgage - £410
Insurance - £50
Council tax (includes water) - £118
Gas/Electric - £115 (that’s with the -£60)
Broadband - £30
5 bedroom semi on South Coast.
£1300 mortgage
£400 car & £200 husbands work van
£86 sky
£70 water
£245 gas and electricity
Plus others like CC, loans, after school clubs ect. Would start an OF account if I thought anyone would subscribe
£1300 mortgage
£400 car & £200 husbands work van
£86 sky
£70 water
£245 gas and electricity
Plus others like CC, loans, after school clubs ect. Would start an OF account if I thought anyone would subscribe
Ah so jealous reading some of these!
2 bed flat in London (2 adults, 2 kids)
1600 rent
180 Council tax
54 water
180ish for elec atm (we are lucky our heating is communal - but also why rent is much higher)
No gas
100 phones (that's 4 mobiles)
22 Internet
20 netflix, amazon and apple
No car currently but about 250 travelcard
No more childcare costs
(bar the odd babysitting which I pay my niece for)
And then I try to stick to around 400 for food and household bits (but realistically its closer to 600 tbh!)
2 bed flat in London (2 adults, 2 kids)
1600 rent
180 Council tax
54 water
180ish for elec atm (we are lucky our heating is communal - but also why rent is much higher)
No gas
100 phones (that's 4 mobiles)
22 Internet
20 netflix, amazon and apple
No car currently but about 250 travelcard
No more childcare costs
(bar the odd babysitting which I pay my niece for)And then I try to stick to around 400 for food and household bits (but realistically its closer to 600 tbh!)
This is so interesting!
2 bed terrace on the south coast:
Mortgage £735
Council tax £180
Gas & electric £270
Water £50 (ish)
Car £200
then sky/Netflix/ Amazon.
food shop id like lower but I shop daily for dinner bits rather than waste bits for the two of us.
2 bed terrace on the south coast:
Mortgage £735
Council tax £180
Gas & electric £270
Water £50 (ish)
Car £200
then sky/Netflix/ Amazon.
food shop id like lower but I shop daily for dinner bits rather than waste bits for the two of us.
3 bedroom Semi South Devon:
Rent - £741
Council Tax - £150
Gas & Elec - £145
Water - £45
Car - £425
Childcare - £620
Rent - £741
Council Tax - £150
Gas & Elec - £145
Water - £45
Car - £425
Childcare - £620
4 bed South London
£2500 rent (so jealous of everyone else’s rent/mortgage)
£155 Gas and electric
£30 water
£100 broadband/3phone bills
£160 car loan (insurance and tax paid yearly)
£260 council tax
£5-600 a month food bills
£2500 rent (so jealous of everyone else’s rent/mortgage)
£155 Gas and electric
£30 water
£100 broadband/3phone bills
£160 car loan (insurance and tax paid yearly)
£260 council tax
£5-600 a month food bills