I wouldn't put too much stock in that piece of creative writing as to how her and the drug-dealer-insurance-scammer started their romance.
She was still in the "jokeship" when she met Tex and had asked the guy (30yrs her senior) she was in it with to marry her at one point. That guy was bankrolling her whole life and the reason she was even in Dubai to start with.
The someone else she liked more that wasn't treating her the best, that could be the Z-lister up in Newcastle she was banging on the side to her sugar daddy, that just used her as nothing more than a deluxe willy-warmer before dumping her, or the drug dealer from Manchester who'd cleaned out her bank account and sold off her designer wardrobe before throwing her out.
According to Ted's screenshots, they weren't living in the same hotel, Tex was at the arse end of Dubai in an apartment share. The drug dealer from Manchester was in Bayley's hotel because she asked Ted to move her.
Tex probably met Bayley pissed in some bar or looking to score drugs. That doesn't sound as romantic, though.
Would the hotel give out the room number of a solo female guest to some fat random man who looks like an extra from "To Catch A Predator"? Probably not. Bayley would've told him herself but just been too blackout drunk to remember.
Tigers in her room? She must've been high as duck if she saw that. Maybe there was a pink elephant in a tutu there as well. I mean, did any of that make it to her Insta?
Re the Maldives, the guy she was in the "jokeship" with bankrolled some of that because he kicked off at the charges to his credit card during that trip.