The Winter of Discontent #2 Food, energy, transport, jobs, housing etc

Littleelf said:

Things can change quickly. We weren't struggling when we decided to start trying for another baby, we had no idea redundancy was around the corner 9 months ago. Things happen that you can't allways control unfortunately

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I recognised this in your post, but it wasn't yours I quoted.

Purrrrrrr said:

I'm not going to flame you I just wonder why that is your first thought rather than why two people with good jobs are struggling so much and have already cut spending to the bone.

there could be many reasons why they are having another child, but my first thoughts are why the fuck is it so damn hard for two people who work.

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I guess because I know a lot of people in similar situations that would struggle if a large bill came along. No, it's not right, don't dispute that. Just don't know why you'd make it harder. Cost of living is only ever going in one direction, that's not a surprise.

Saddlesoap said:

I know a lot of people in similar situations that would struggle if a large bill came along. No, it's not right, don't dispute that. Just don't know why you'd make it harder. Cost of living is only ever going in one direction, that's not a surprise.

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But no one is really immune to circumstance, you can be savvy but you simply can’t plan for every eventuality unless you’ve got huge amounts of family wealth backing you, surely?

We are thankfully comfortable but a large percentage of that is my husband’s salary - so I’m at his mercy wrt lifestyle! What happens if he becomes violent? If he kills himself and our insurance policies don’t pay out? Or he just fucks off and leaves us and pays his state mandated 10% pcm (and even that’s capped!). Or has a mental breakdown and can’t work his job (something we do actually consider in our long term plan). How could I possibly plan for such events?

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