Hi, long time lurker, first time poster. I too like many others presumed that the mortgage was cleared when Daniel passed as would be the case in these dreadful situations.
Firstly let me note that I’ve worked in Banking my entire career so mortgages and life cover are part of my every day.
On either a Q&A or live chat a number of months back someone referred to the mortgage situation and Rachel advised that they had no mortgage as they hadn’t yet taken one out at the time of Daniel’s diagnosis, I know well from work they wouldn’t have got one post his illness because as previously noted life cover would’ve been required which would now not be possible.
For anyone thinking it’s unusual to have started a build without a mortgage it absolutely is not, especially in a case like this where they had significant funds from the sale of the first house.
Rachel shared their first home a while back, it was a really nice family bungalow, which she noted they made a very good profit on the sale. She has also noted that they lived with her in-laws when building and the site they’ve built on was family owned.
Also it would appear that Daniel and his father did a lot of the work on the house which also saves a fortune. All of these factors would save tens of thousands when building.
So in this case it appears that this couple like so many others used the funds from the sale of their first home to build this one, this is completely the norm. To add insult to injury the poor man was diagnosed before the mortgage had been applied for, which is just horrendous.
Also it’s important to note that in that she also stated that many had asked about setting up a ‘go fund me’ for her but she was at pains to say no. And referred to a previous one which had been closed. I remember looking it up and think it was about 30K.
For people still wondering as to how they managed to finish the house, perhaps they had separate life cover or cover/pension from work. Either way it’s not really any of our business. For me I find rye girl to be extremely genuine and all that she said made complete sense. I saw this week her father in law was doing the work going on at the moment. It really makes such a difference when you have that support from family and friends and saves literally tens of thousands. I’m sure she’d give her beautiful home up in a heartbeat to have her husband back.
No doubt Rachel could have given the nod to set up another ‘go fund me’ and no doubt it’d have done exceptionally well. The fact that she was so against this really cemented my belief in her being genuine. So good luck to her and her insta page, why not, at least she puts an effort into it where as many who are at it years don’t. I wouldn’t wish what she’s going through on anyone.
Firstly let me note that I’ve worked in Banking my entire career so mortgages and life cover are part of my every day.
On either a Q&A or live chat a number of months back someone referred to the mortgage situation and Rachel advised that they had no mortgage as they hadn’t yet taken one out at the time of Daniel’s diagnosis, I know well from work they wouldn’t have got one post his illness because as previously noted life cover would’ve been required which would now not be possible.
For anyone thinking it’s unusual to have started a build without a mortgage it absolutely is not, especially in a case like this where they had significant funds from the sale of the first house.
Rachel shared their first home a while back, it was a really nice family bungalow, which she noted they made a very good profit on the sale. She has also noted that they lived with her in-laws when building and the site they’ve built on was family owned.
Also it would appear that Daniel and his father did a lot of the work on the house which also saves a fortune. All of these factors would save tens of thousands when building.
So in this case it appears that this couple like so many others used the funds from the sale of their first home to build this one, this is completely the norm. To add insult to injury the poor man was diagnosed before the mortgage had been applied for, which is just horrendous.
Also it’s important to note that in that she also stated that many had asked about setting up a ‘go fund me’ for her but she was at pains to say no. And referred to a previous one which had been closed. I remember looking it up and think it was about 30K.
For people still wondering as to how they managed to finish the house, perhaps they had separate life cover or cover/pension from work. Either way it’s not really any of our business. For me I find rye girl to be extremely genuine and all that she said made complete sense. I saw this week her father in law was doing the work going on at the moment. It really makes such a difference when you have that support from family and friends and saves literally tens of thousands. I’m sure she’d give her beautiful home up in a heartbeat to have her husband back.
No doubt Rachel could have given the nod to set up another ‘go fund me’ and no doubt it’d have done exceptionally well. The fact that she was so against this really cemented my belief in her being genuine. So good luck to her and her insta page, why not, at least she puts an effort into it where as many who are at it years don’t. I wouldn’t wish what she’s going through on anyone.