Mortgage advice/experience

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I’m only on 1.19% at the moment so dreading having to remortgage! I’ve got another year before I need to think about looking so also hoping rates go down a bit 🤞🏼
I'm glad I got mine when I did as someone I know got one a few months later and was double mine. I saw earlier they expect it to go down to around 2% again in 2027 hopefully early 2027 maybe I can just about get in on it 🤣
 
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Great thanks it's the first time I'll have to do it. I'll be sad to lose my 2.17% 🤣 at least it's going down and I'm hoping it'll go down further by the time I'm looking 🤞
Yeah, I went from 1.64% to 5%, which was a sore one, but hopefully next time things have eased a bit.
 
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I'm glad I got mine when I did as someone I know got one a few months later and was double mine. I saw earlier they expect it to go down to around 2% again in 2027 hopefully early 2027 maybe I can just about get in on it 🤣
I am buying a house currently following divorce (gutted to have lost our 1.18% rate) and the rates hardly differ between 2 year and 5 year deals. My broker advised that although rates are due to drop in 2027, the predictions after that are rises, so in 2027 the rates being offered are likely to be higher than the rates being offered now to account for the rises coming.

I have secured 4.1% and quite grateful of that.
 
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I am buying a house currently following divorce (gutted to have lost our 1.18% rate) and the rates hardly differ between 2 year and 5 year deals. My broker advised that although rates are due to drop in 2027, the predictions after that are rises, so in 2027 the rates being offered are likely to be higher than the rates being offered now to account for the rises coming.

I have secured 4.1% and quite grateful of that.
Oh thank you maybe I should start looking asap at 6 months then so around September next year