living thrifty

[Anotherct]

I think that so many of the money 'gramers seem to have completely missed the boat during the pandemic (eg Emma Drew). Instead of really helping their followers (and gaining more followers!) by actually sharing frugal advice, they've instead used it as a platform to gloat about their savings or purchases.

Bloody forgot this thread existed didn’t I

I agree, people don’t need to know about your savings total. I’m sorry but they don’t. Yes you can talk about saving X % per month but there is no need to tell people so much information. I pretty much know where she lives and how much money she has in her bank .

Ive thought so many times about starting a frugal account because I have a million and 1 tips I could actually help people with, but that money blogger community is toxic as hell and I cba with it.

Again, I may get jumped on for this, but her and Emma don’t lead lives I want to live. LT scrimps to the point she eats shit food (£5 coop deal ), buys shit quality items most of the time which she then has to replace and then ruins her holidays by refusing to spend money on them and Emma is just filling her house with cheap tat and eating herself into a grave.

Frugal for me, is getting bargains on the things you love, for example I always wanted a dark green sofa, I saw the sofa I wanted and it was 3.5k, I ended up getting it for 2k because I asked for a discount. I wait for the items I love to go into sales, I use vouchers for meals out etc. I live the life I want, but cheaper. Yeah of course I could save more if I didn’t have expensive taste, but I’d rather save for the item I’ll love for years to come and I’ll only live once

 

[Penelope Strawberry]

View attachment 391318

She has clearly been reading the emma drew thread on here

I know that I'm going to be criticised for this, but YOLO. Maybe I am being unfair and it is wrong for me to have these thoughts and feelings, but it has wound me up that Lisa is receiving access to these services when she's too fucking tight to spend money on food that isn't instant noodles.

I know people who have been waiting over a year for access to CBT on the NHS. When I have wanted access to a physiotherapist, therapist, dietician, Slimming World, gym - you name it - I've paid for it myself.

It strings knowing that she's sitting on £20k and using services that I think could be better used by someone who actually genuinely needs help.

 

[Bubblesandflowers]

I’m still baffled by her collecting up free baby items when she wasn’t getting pregnant anytime soon. Seemed a waste when someone who could’ve needed it before her could have got it

 

[tagliatelle]

Hi, Lisa! Nice to have you reading here - thanks for the breakdown of how you got to £500/month mortgage overpayment. Please can we have a split of your household finances between you and Steph? Thanks!

 

[justherefortheattachments]

Love her. She is very down to earth

Oh dear this may not be the thread for you we were just discussing her batch cooking porridge only to heat it up in the microwave each day

 

[Anotherct]

She didn't come down very down to earth during her ill-timed announcement about her savings.

Has over 20k in the bank and makes people know she’s saving for kids, holiday homes x3, a mulberry bag etc etc... in a pandemic. I’d love to know how she thinks a £500 maternity fund is going to get her through the first 6 months - a year of a baby

 

[Blancmange]

Must be nice to be able to increase your mortgage overpayment to £500 a month in the middle of a pandemic.

I appreciate be finances are very individual but I also follow lots of people who are struggling to put food on the table right now. Just makes me feel a bit ugh.

 

[C_u_l8a]

How is she living thrifty if she buys a robot hoover and doesn't use it for 6 month?

 

[bigglebopperey]

Didn't realise that she had borrowed her entire house deposit off family members....not very thrifty of her!

 

[Minxxx]

The bragging is nauseating. She’s similar to Emma Drew, who was boasting about her mortgage overpayments recently too. Has she ever done a breakdown of what percentage of her outgoings are paid for by her wife?

 

[LucyLu2]

The other day she was going on and on about her “spending money” for the month. She had £100 I think it was of “fun” money. It made me feel sick. With the effects of lockdown etc we are desperate for money right now. There simply is no fun money. If I manage to scrimp and save enough I might find a little to stretch to a chocolate bar or similar to make home schooling that tad easier, but the idea of just having £100 to splurge on anything (after all her bloody saving pots) is just so not in keeping with how people are really living right now.

when I started following her she seemed relatable, but the last few weeks have demonstrated the opposite of that.

 

[Anotherct]

Does anyone remember when she made all her family paving slabs for Xmas? Literally painted a fucking paving slab.

 

[Penelope Strawberry]

Has over 20k in the bank and makes people know she’s saving for kids, holiday homes x3, a mulberry bag etc etc... in a pandemic. I’d love to know how she thinks a £500 maternity fund is going to get her through the first 6 months - a year of a baby

I also don't get the various pots she has for her château in France, loft in New York, castle in Scotland, etc? Surely if you want to buy a holiday house/investment property you save up for one property, buy it, move on to saving to the next?

 

[Anotherct]

Must be nice to be able to increase your mortgage overpayment to £500 a month in the middle of a pandemic.

I appreciate be finances are very individual but I also follow lots of people who are struggling to put food on the table right now. Just makes me feel a bit ugh.

Me too! Even if she can/ is doing it, she should do it in silence. She doesn’t even work and that’s what pisses me off the most. I have two full time jobs and I can’t do that

 

[JoeBloggs]

I didn’t like the way she worded it as ‘I usually have £300 a month but I don’t need that so I’ll give myself £100’. It infuriates me as she’s studying and doesn’t even work full time.

I am frugal, I get bargains on anything I buy and I make my money stretch further BUT there’s not a chance in hell would I rather save money than enjoy my holidays or life. Imagine going to New York and not spending money because you want to look good with a big bank balance. She sits there and goes on about how she’s decorated her house cheap (got a sofa bed instead of sofa) and oh look it needed replacing not long after. That is NOT thrifty. Buying an expensive item that will last longer at a reduced price is thrifty.

also, why does she need fun money? We’re in a pandemic. Why does she need to buy clothes and shoes when she’s at home all day?

They really don’t read the room. I walked away from my freebie/bargain Instagram account last year because of all this.

I have a very healthy saving bank balance, have a few side incomes which have kept me a float during this pandemic thankfully. But I decided to remove myself from it all as I just wasn’t interested anymore. Instead of claiming freebies I didn’t want i have cleared my house out and donated to charity, sold and made donations and collected for the food bank. There are quite a few in this money saving community who are so money grabbing it’s sickening. Taking all the freebies, screwing over companies and boosting about it!

Like Emma, I wouldn’t want to live their lifestyle despite how #goals it appears.

 

[Hillbilly love puff]

She’s such a pain in the arse! There are babies going cold and without equipment and people struggling to feed their kids and she’s bragging about savings.

 

[bigglebopperey]

I’ve come on here looking for a thread on this woman as literally just had to unfollow her. She just sounds manic to me, feels she has to ‘mansplain’ everything to us plebs, and always sounds like she’s just trying to convince herself . Go enjoy yer 28 days hun.

I can't stand her. I'm pretty sure she has an account on here as i've found a member with some striking similarities but i'm scared to call them out....

 

[Penelope Strawberry]

I really used to like her account. It was relatable and she seemed to come from an actual frugal background with her upbringing etc. But recently, I’ve been finding myself clicking through her stories or not engaging at all, and it’s for all the reasons that have been listed in this thread.

I get that influencers want to be seen as authentic and open / honest about their financial situation when their focus is money / debt busting / personal finance, but I 100% agree that it’s a “read the room” situation with Lisa recently. Most people in FT education with home owner status just do not have 20K+ in the bank so it is in poor taste to be divulging numbers at this particular juncture. A lot of people (her followers included) will have been so badly impacted by covid they couldn’t dream of wasting money the way she does.

I dunno, I feel conflicted. She seems like a nice person whose heart is in the right place but argh.. it’s frustrating. She’s very very very lucky (financially) and she should acknowledge her privilege more, I think.

Edit: on the career side of things, I’m certain she’s said before the plan is to be a lecturer at university.

I think that so many of the money 'gramers seem to have completely missed the boat during the pandemic (eg Emma Drew). Instead of really helping their followers (and gaining more followers!) by actually sharing frugal advice, they've instead used it as a platform to gloat about their savings or purchases.

 

[Anotherct]

Generally I find her more tolerable than other Instagram influencers and I think she is genuinely a nice person IRL BUT I do feel sometimes she is out of touch with posts.

100%, she seems like a nice person but she’s getting a bit too Braggy for my liking and I dunno, it’s like she’s not telling us the full story.

She doesn’t have a full time job because she’s studying and she always seems to be spending, they have a shorter mortgage and over pay and admits to takeaways etc so how the hell is saving that much money?

 

[Bubblesandflowers]

Generally I find her more tolerable than other Instagram influencers and I think she is genuinely a nice person IRL BUT I do feel sometimes she is out of touch with posts.