Hi, would really like to hear from people who have had between 5-10k debt that they managed to pay off and then end up buying a property. I've got payment plans in place for my debt and I'm saving on top, I'm saving to really do two things add extra payments to my debts and also save for a property. I know Martin Lewis says you should just put your extra money towards paying off debt, but I don't want to be in a position to not be able to pay for emergencies and I may have to move soon and so want the saved up cash for deposit etc.
Really keen to hear from people who've been through this, what tactics worked for you in paying off your debt? How long did it take? Are there any saving tactics you used that you'd really recommend? How did you find your mortgage advisor? I know my credit will still look bad even after I've paid off my debt and their advisor who do work with those who have bad credit. I don't forsee that I'll have any one dying and leaving me money, and it's just me on my 30k salary, so just keeen to hear stories, so I know there is light at the end of the tunnel!
Really keen to hear from people who've been through this, what tactics worked for you in paying off your debt? How long did it take? Are there any saving tactics you used that you'd really recommend? How did you find your mortgage advisor? I know my credit will still look bad even after I've paid off my debt and their advisor who do work with those who have bad credit. I don't forsee that I'll have any one dying and leaving me money, and it's just me on my 30k salary, so just keeen to hear stories, so I know there is light at the end of the tunnel!