coconochanel
VIP Member
I can believe a 3 year old asking for Nike and Tommy Hilfiger. My dog came in this morning and said 'woof woof woof' I said' no you can't have a lily's kitchen advent calender you can have one from asda and be done with it!'.
Well now you know.Aw bless. I didn’t realise you were the Queen of tattle and new members weren’t allowed to comment on your conduct.![]()
It’s just ignorant, irresponsible spending. People seem to be unaware that an overdraft or credit card is debt. If you are using them to buy something then that indicates that you cannot afford whatever it is you are buying. And when it’s to spend £300 x 5 on childrens gifts for Christmas it’s just stupid. And it then be overdrawn for MONTHS afterwards it just blows my mind that people can be that stupid.
Like “Wow that’s tight, wow”, or a “Wow that’s excessive, wow”?£300 per child. Wow.
If it's cleared by February, it's really not an issue. Imagine getting this upset by somebody else's overdraft.Deliberately getting into debt is stupid. It’s not part of modern life. It’s part of life for those who are shit with money and don’t have the capacity to budget and buy only what they can afford. If you have to use an overdraft then you do not have the money available to spend. It’s basic simple maths.
You might as well just say you cant afford it and move onBecause spending near on £1000 on presents for a 2 year old child is completely fucking ridiculous. The child has NO IDEA WHAT CHRISTMAS IS AND WILL NOT REMEMBER ANY OF IT. May aswell set fire to a grand for all the use a thousand pounds worth for gifts for a child of that age is going to be!!!![]()
did he really say ‘Mum i want a tommy hilfiger coat’I did have a budget but my boy understands more this year now that he’s about to turn 4. He wants paw patrol tower, a giant hot wheels garage, air max 90s, Nike blazers, Tommy Hilfiger coat, and a scooter. I’ve stuck a load of it on credit lol fk it.
Agreed, I'm going to spend £400 on each of my dogs just so Betty can have a heart attackYou might as well just say you cant afford it and move onthis is a thread to post what you spend and anyone spending more than the amount you agree with you jump on them. People can do what they like with their own money and dont have to answer to you
This clearly isnt the thread for you as you’re so triggered by what other people do with their own money that they work for.
I didn’t say we couldn’t afford it. I said that it puts us in our overdraft till February. Our household income is around £6k but I’m still dreadful at saving so it takes our January salaries to compensate for enjoying ourselves in December, and then all is back to normal for February. We go skiing in October half-term, and Centre Parcs in February half-term (usually) so between the holidays I never seem to plan for Christmas gifts.£300 PER CHILD???! £1500? Why are you spending that kind of money which you don’t have? That’s so excessive.
He got a swing and slide set for outside that cost around £400 then just a few other bits toys and clothes etc it all adds up surprisingly quickly.Out of curiosity as someone who doesn’t have kids, what are you buying a 2 year old that costs £800?
Why do you have such a problem with what other people choose to spend on their own children? nobody is asking you to foot the bill for it. People are entitled to spend their own money however they wish. This thread is turning into a spending shaming one now.You spend £800 on a 6 year old and a 2 year old?!! On what exactly?! You realise a 2 year old doesn’t have any real comprehension of Christmas and won’t even remember any of it….!
That’s madness.
You are going on a bit like you’re footing the bill for their presents you know .Fine. But if you haven’t got £300 and you have said you go into your overdraft and stay overdrawn until February because of it that means the OP clearly hasn’t got the money to spend. And overdraft is DEBT. Someone getting into debt to spunk £300 on crap for Christmas is LUDICROUS. It’s completely irresponsible. If you haven’t got the money to spend you don’t spend it. It’s basic fucking maths.
Sure. Right you are chief…..!He did. He’s very particular about clothes and food.
It’s what he wants. My parents used to spend a lot on us kids. The whole living room would be covered with presents and I loved it. I want to do the same