I was thinking same as you not telling her and if she’s sensible at 18 then or if she’s not maybe 21 and not tell her until then, like most I don’t have the money ‘spare’ so I don’t want her to waste it. Same as you as well that’s why I’d lie it to be used for big things. her account is limited to £100 a month I can put in but I was thinking of opening a second one and seeing if somehow I could squeeze abit more for her, its Going to be so hard for the, to get on the property Marlet when they are older I’m desperate to help her xxI pay in all of the child benefit payments - so 21 quid a week, once her childcare fees have reduced I will pay a bit more in, probably around 150 a month including the child benefit, I would like to build up a little nest egg too, she could use it for driving lessons and a car, or a property deposit, or living expenses for uni if she chooses to go
I’m not going to tell her about it though until she’s 18, she can probably have the money then
When would you hand the money over?