I’ve been on a bit of a budget kick this week so I thought I’d start a thread where we can talk about the things we do to save or even make a little bit of money.
I’m fed up of struggling and with the cost of so many necessities going up I felt like I needed to take control of things either by making immediate savings or by doing things that will make a difference long term. So far this week I’ve:
- done a balance transfer on the credit card. Was sick of paying a stupid amount every month and barely making a dent on the balance. Found an offer where it was 0% interest for 29months and we should easily be able to pay it off in that time. Will save us a few Bob on interest and get the debt paid off quicker. Annoyed that I didn’t do it sooner but I just wasn’t aware it was a thing.
- Switched mine and my partners phone providers to cheaper, better value deals.
- switched internet providers at the end of my current deal. Getting double the speed for 99p less!
- Switched my current account to nationwide to get the switch bonus, as I already have a nationwide account I should get £125 instead of £100.
- plan on switching my partners bank account around a bit to make use of all the switch offers. If all goes to plan we should get around £500 out of it. Can’t turn my nose up at free money for doing basically nothing.
Feel free to share your budgeting/money saving tips and hacks. I usually steal my ideas from Martin Lewis not gonna lie With the cost of living rising so much I’m sure lots of people will be looking to make savings where they can. Comparison websites make life so much easier when it comes to finding the cheapest deals, Dunno how I’d manage without them!
I’m fed up of struggling and with the cost of so many necessities going up I felt like I needed to take control of things either by making immediate savings or by doing things that will make a difference long term. So far this week I’ve:
- done a balance transfer on the credit card. Was sick of paying a stupid amount every month and barely making a dent on the balance. Found an offer where it was 0% interest for 29months and we should easily be able to pay it off in that time. Will save us a few Bob on interest and get the debt paid off quicker. Annoyed that I didn’t do it sooner but I just wasn’t aware it was a thing.
- Switched mine and my partners phone providers to cheaper, better value deals.
- switched internet providers at the end of my current deal. Getting double the speed for 99p less!
- Switched my current account to nationwide to get the switch bonus, as I already have a nationwide account I should get £125 instead of £100.
- plan on switching my partners bank account around a bit to make use of all the switch offers. If all goes to plan we should get around £500 out of it. Can’t turn my nose up at free money for doing basically nothing.
Feel free to share your budgeting/money saving tips and hacks. I usually steal my ideas from Martin Lewis not gonna lie
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