I don’t think you can claim to be helping others with debt and then begin offering swipe ups and ADs to products that cost your audience money.
ADs for free days out or activities that cost nothing, or swipe ups for stuff that supports with reducing debt - not encouraging it. Because no matter what she says, by bringing debt management into her content she’ll have attracted those who are most vulnerable to getting into more debt.
I think it’s tit what she’s done. She could’ve kept her trap shut about debt.